ZIP Code · OH

ZIP 45414

Part of Dayton, OH

Pop. 21,167·Montgomery County·112th most expensive ZIP in Ohio

Median rent (all units)

$1,384/mo

Year-over-Year

-0.7%

Month-over-Month

-0.1%

vs US Median

-$548

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45414 · $1,384

More affordable than 81% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$850

1 BR

$930

2 BR

$1,170

3 BR

$1,520

4 BR+

$1,670

Research median

$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 45414 is 1.8% below its high of $1,409 in February 2026, at $1,384 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45414 changed -0.7% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($54,485) is $1,362 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,170); a 3-bedroom is $1,520.

Rank in Dayton

6th cheapest of 8 ZIP codes in Dayton.

Cheaper nearby

ZIP 45405, 4 miles away, rents for 25% less ($1,032/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45414. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,608/yr

At $1,384/mo median

Location

CityDayton

StateOH

CountyMontgomery County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.7% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 45414 (Dayton, OH) is majority owner-occupied, has a large retiree population, has a median income below the national average, 23.7% of residents hold a bachelor's degree or higher.

Population

21,167

Median income

$54,485

Median age

43.2

Renters

30.3%

Age distribution

20.3%

19.9%

25.5%

13.3%

20.9%

Under 1820.3%

18–3419.9%

35–5425.5%

55–6413.3%

65+20.9%

Gender

46.5%

53.5%

Male46.5%

Female53.5%

Race & ethnicity

74.9%

17.5%

White74.9%

Black17.5%

Hispanic3.6%

Asian0.7%

Other3.4%

Education (25+)

31.2%

33.4%

23.7%

No HS diploma11.8%

HS diploma31.2%

Some college33.4%

Bachelor's+23.7%

Housing tenure

69.7%

30.3%

Owner69.7%

Renter30.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 45414 in Dayton, OH has changed in 5 years

Rent

$1,204 → $1,384

up 15.0%

Income

$47,438 → $54,485

up 14.9%

Population

20,392 → 21,167

up 3.8%

Renter share

35.1% → 30.3%

-4.8 pts

Bachelor's+

24.7% → 23.7%

-1.0 pts

Median age

44.9 → 43.2

-1.7 yrs

Since 2023, the typical rent in ZIP 45414 in Dayton, OH has increased from $1,204 to $1,384, a 15.0% change over five years. Household income in the area moved from $47,438 to $54,485 across the same window, up 14.9% versus 2021. The population has grown by 3.8% since 2021, moving from about 20,392 residents to roughly 21,167. Renters now make up 30.3% of households, compared with 35.1% five years ago. Reading these numbers side by side helps frame whether current listings in ZIP 45414 in Dayton, OH look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 45414

Last updated: October 17, 2026

ZIP code 45414 covers Dayton, OH. The median rent here is $1,384/mo as of October 2026. A 1-bedroom rents for a median of $930/mo. A 2-bedroom rents for a median of $1,170/mo.

At 30% of local median household income ($54,485/yr), ZIP 45414 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45414?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (about $26/hour full-time) to afford the median rent of $1,384/mo in ZIP 45414. The local median household income is $54,485/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 45414?

Rent in ZIP 45414 has fallen 0.7% over the past year as of September 2026. It sits 1.8% below its high of $1,409 in February 2026.

How does ZIP 45414 compare to other ZIPs in Ohio?

ZIP 45414 is in the middle among Ohio ZIP codes for rent, ranking #112 of 229 at $1,384/mo. Over the year to September 2026, rent in ZIP 45414 changed -0.7%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.