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ZIP Code · OH

ZIP 45405

Part of Dayton, OH
Pop. 18,955·Montgomery County·212th most expensive ZIP in Ohio
Median rent (all units)
$1,025/mo
Year-over-Year
+0.4%
Month-over-Month
-2.1%
vs US Median
-$940
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45405 · $1,025
More affordable than 97% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$780
1 BR
$850
2 BR
$1,070
3 BR
$1,390
4 BR+
$1,530
Research median
$1,070/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,300/yr
At $1,025/mo median
Location
CityDayton
StateOH
CountyMontgomery County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 0.4% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.4% YoY, -2.1% MoM), not inventory.
Demographics

Who lives here

ZIP 45405 (Dayton, OH) is majority renter-occupied, has a median income below the national average, 20.7% of residents hold a bachelor's degree or higher.

Population
18,955
Median income
$43,973
Median age
39.9
Renters
64%
Age distribution
21.2%
22.7%
25.5%
13.2%
17.4%
Under 1821.2%
18–3422.7%
35–5425.5%
55–6413.2%
65+17.4%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
28.3%
63.9%
White28.3%
Black63.9%
Hispanic2.9%
Other4.8%
Education (25+)
35.3%
34.6%
20.7%
No HS diploma9.4%
HS diploma35.3%
Some college34.6%
Bachelor's+20.7%
Housing tenure
36%
64%
Owner36%
Renter64%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45405 in Dayton, OH has changed in 5 years

Rent
$754 → $1,025
up 35.9%
Income
$36,177 → $43,973
up 21.5%
Population
19,363 → 18,955
down 2.1%
Renter share
66.7% → 64%
-2.7 pts
Bachelor's+
17.3% → 20.7%
+3.4 pts
Median age
35.7 → 39.9
+4.2 yrs

Five years ago, renters in ZIP 45405 in Dayton, OH paid around $754 a month. That figure now sits near $1,025, up 35.9% from the 2021 baseline. Median household income climbed from $36,177 to $43,973 between 2021 and 2024, a 21.5% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 45405 in Dayton, OH losing about 408 residents over the five-year window, down 2.1% on net. The renter share has eased from 66.7% to 64%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 17.3% to 20.7% across the same window. Taken together, the five-year picture in ZIP 45405 in Dayton, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 45405

Last updated: July 20, 2026

ZIP code 45405 covers Dayton, OH. The median rent here is $1,025/mo as of July 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,070/mo.

At 28% of local median household income ($43,973/yr), ZIP 45405 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45405?

As of July 20, 2026, the median monthly rent in ZIP 45405 (Dayton, OH) is $1,025. This is based on aggregated data from public sources and community submissions.

How does ZIP 45405 rent compare to the US average?

ZIP 45405's median rent of $1,025/mo is $940 (48%) below the US national median of $1,965/mo.

How does ZIP 45405 compare to other ZIPs in Ohio?

ZIP 45405 is among the more affordable ZIP codes in Ohio, ranking #212 out of 232 ZIPs at $1,025/mo.

How much income do you need to rent in ZIP 45405?

To keep rent at or below 30% of gross income, you would need to earn at least $41,000/year (~$20/hour full-time) to afford the median rent of $1,025/mo in ZIP 45405. The local median household income is $43,973/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45405?

Rent in ZIP 45405 has been relatively stable over the past year, with a 0.4% change year over year as of July 20, 2026.

Is ZIP 45405 an affordable place to rent?

ZIP 45405 is considered affordable for renters. At $1,025/mo, rent takes approximately 28% of the local median household income ($43,973/yr). The standard benchmark is 30%. ZIP 45405 falls comfortably within that range.

What percentage of ZIP 45405 residents rent vs. own?

According to Census data, approximately 64% of ZIP 45405 households are renters, while 36% are owner-occupied. With a majority renter population, ZIP 45405 has a strong rental market.

How does ZIP 45405 compare to the rest of Dayton?

ZIP 45405 is more affordable than Dayton overall. At $1,025/mo, it's $182 below the Dayton citywide median of $1,207/mo.

When was rent data for ZIP 45405 last updated?

Rent data for ZIP 45405 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,025/mo, rent takes ~28% of ZIP 45405's median household income ($43,973/yr). The standard benchmark is 30%.

ZIP 45405 28%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45405 (Dayton, OH)

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