ZIP Code · OH

ZIP 45365

Part of Sidney, OH

Pop. 28,965·Shelby County·94th most expensive ZIP in Ohio

Median rent (all units)

$1,439/mo

Year-over-Year

Stable

Month-over-Month

-1.1%

vs US Median

-$493

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 45365 · $1,439

More affordable than 77% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$710

1 BR

$780

2 BR

$1,020

3 BR

$1,370

4 BR+

$1,430

Research median

$1,020/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($67,051) is $1,676 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,430).

Cheaper nearby

ZIP 45356, 9 miles away, rents for 27% less ($1,052/mo), about $4,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45365. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,268/yr

At $1,439/mo median

Location

CitySidney

StateOH

CountyShelby County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -1.1% MoM), not inventory.

Demographics

Who lives here

ZIP 45365 (Sidney, OH) is majority owner-occupied, 20% of residents hold a bachelor's degree or higher.

Population

28,965

Median income

$67,051

Median age

42.6

Renters

33.2%

Age distribution

22.6%

20.5%

22.6%

14.9%

19.4%

Under 1822.6%

18–3420.5%

35–5422.6%

55–6414.9%

65+19.4%

Gender

49.5%

50.5%

Male49.5%

Female50.5%

Race & ethnicity

89.9%

White89.9%

Black3.6%

Hispanic1.8%

Asian0.7%

Other4%

Education (25+)

41.2%

27.7%

20%

No HS diploma11.2%

HS diploma41.2%

Some college27.7%

Bachelor's+20%

Housing tenure

66.8%

33.2%

Owner66.8%

Renter33.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45365 in Sidney, OH has changed in 5 years

Income

$63,775 → $67,051

up 5.1%

Population

29,325 → 28,965

down 1.2%

Renter share

33.8% → 33.2%

-0.6 pts

Bachelor's+

17.8% → 20%

+2.2 pts

Median age

41.1 → 42.6

+1.5 yrs

Median household income grew from $63,775 to $67,051 between 2021 and 2024, a 5.1% shift. Headcount in the area went from 29,325 to 28,965 between 2021 and 2024, a 1.2% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 17.8% to 20%.

Community

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Local insights

Tips for renters in ZIP 45365

About renting in ZIP 45365

Last updated: October 17, 2026

ZIP code 45365 covers Sidney, OH. The median rent here is $1,439/mo as of October 2026. A 1-bedroom rents for a median of $780/mo. A 2-bedroom rents for a median of $1,020/mo.

At 26% of local median household income ($67,051/yr), ZIP 45365 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45365?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (about $28/hour full-time) to afford the median rent of $1,439/mo in ZIP 45365. The local median household income is $67,051/yr, so the typical household meets that bar.