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ZIP Code · IN

ZIP 46012

Part of Anderson, IN
Pop. 20,855·Madison County·107th most expensive ZIP in Indiana
Median rent (all units)
$1,119/mo
Year-over-Year
+5.8%
Month-over-Month
+4.3%
vs US Median
-$846
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46012 · $1,119
More affordable than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$940
1 BR
$970
2 BR
$1,270
3 BR
$1,680
4 BR+
$1,680
Research median
$1,270/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$13,428/yr
At $1,119/mo median
Location
StateIN
CountyMadison County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.8% YoY, +4.3% MoM), not inventory.
Demographics

Who lives here

ZIP 46012 (Anderson, IN) is majority owner-occupied, has a large retiree population, has a median income below the national average, 22.6% of residents hold a bachelor's degree or higher.

Population
20,855
Median income
$58,041
Median age
43.2
Renters
32.3%
Age distribution
18.3%
22.5%
23.3%
12.8%
23.1%
Under 1818.3%
18–3422.5%
35–5423.3%
55–6412.8%
65+23.1%
Gender
50.7%
49.3%
Male50.7%
Female49.3%
Race & ethnicity
87.9%
White87.9%
Black3.4%
Hispanic4.3%
Asian1%
Other3.4%
Education (25+)
35.7%
33.3%
22.6%
No HS diploma8.5%
HS diploma35.7%
Some college33.3%
Bachelor's+22.6%
Housing tenure
67.7%
32.3%
Owner67.7%
Renter32.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46012 in Anderson, IN has changed in 5 years

Income
$51,528 → $58,041
up 12.6%
Population
19,794 → 20,855
up 5.4%
Renter share
32.8% → 32.3%
-0.5 pts
Bachelor's+
21.2% → 22.6%
+1.4 pts
Median age
41.8 → 43.2
+1.4 yrs

On the earnings side, the typical household in ZIP 46012 in Anderson, IN now reports about $58,041, up from $51,528 in 2021. Headcount in the area went from 19,794 to 20,855 between 2021 and 2024, a 5.4% change.

Community

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Local insights

Tips for renters in ZIP 46012

About renting in ZIP 46012

Last updated: July 20, 2026

ZIP code 46012 covers Anderson, IN. The median rent here is $1,119/mo as of July 2026. A 1-bedroom rents for a median of $970/mo. A 2-bedroom rents for a median of $1,270/mo.

At 23% of local median household income ($58,041/yr), ZIP 46012 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46012?

As of July 20, 2026, the median monthly rent in ZIP 46012 (Anderson, IN) is $1,119. This is based on aggregated data from public sources and community submissions.

How does ZIP 46012 rent compare to the US average?

ZIP 46012's median rent of $1,119/mo is $846 (43%) below the US national median of $1,965/mo.

How does ZIP 46012 compare to other ZIPs in Indiana?

ZIP 46012 is among the more affordable ZIP codes in Indiana, ranking #107 out of 144 ZIPs at $1,119/mo.

How much income do you need to rent in ZIP 46012?

To keep rent at or below 30% of gross income, you would need to earn at least $45,000/year (~$22/hour full-time) to afford the median rent of $1,119/mo in ZIP 46012. The local median household income is $58,041/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46012?

Rent in ZIP 46012 has increased 5.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46012 an affordable place to rent?

ZIP 46012 is considered very affordable for renters. At $1,119/mo, rent takes approximately 23% of the local median household income ($58,041/yr). The standard benchmark is 30%. ZIP 46012 falls comfortably within that range.

What percentage of ZIP 46012 residents rent vs. own?

According to Census data, approximately 32.3% of ZIP 46012 households are renters, while 67.7% are owner-occupied. ZIP 46012 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46012 compare to the rest of Anderson?

ZIP 46012 is pricier than Anderson as a whole. At $1,119/mo, it's $65 above the Anderson citywide median of $1,054/mo.

When was rent data for ZIP 46012 last updated?

Rent data for ZIP 46012 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $1,119/mo, rent takes ~23% of ZIP 46012's median household income ($58,041/yr). The standard benchmark is 30%.

ZIP 46012 23%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46012 (Anderson, IN)

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