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ZIP Code · IN

ZIP 46580

Part of Warsaw, IN
Pop. 21,794·Kosciusko County·125th most expensive ZIP in Indiana
Median rent (all units)
$989/mo
Year-over-Year
Stable
Month-over-Month
+3.3%
vs US Median
-$962
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46580 · $989
More affordable than 98% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$870
1 BR
$870
2 BR
$1,130
3 BR
$1,370
4 BR+
$1,540
Research median
$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$11,868/yr
At $989/mo median
Location
CityWarsaw
StateIN
CountyKosciusko County
Demographics

Who lives here

ZIP 46580 (Warsaw, IN) is majority owner-occupied, 25.2% of residents hold a bachelor's degree or higher.

Population
21,794
Median income
$71,687
Median age
38.9
Renters
24.1%
Age distribution
24.4%
20.7%
25.3%
13.4%
16.2%
Under 1824.4%
18–3420.7%
35–5425.3%
55–6413.4%
65+16.2%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
82.7%
14%
White82.7%
Black0.6%
Hispanic14%
Asian0.9%
Other1.7%
Education (25+)
35.4%
30.2%
25.2%
No HS diploma9.2%
HS diploma35.4%
Some college30.2%
Bachelor's+25.2%
Housing tenure
75.9%
24.1%
Owner75.9%
Renter24.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46580 in Warsaw, IN has changed in 5 years

Income
$65,013 → $71,687
up 10.3%
Population
22,083 → 21,794
down 1.3%
Renter share
28.1% → 24.1%
-4.0 pts
Bachelor's+
24.9% → 25.2%
+0.3 pts

On the earnings side, the typical household in ZIP 46580 in Warsaw, IN now reports about $71,687, up from $65,013 in 2021. Census counts show ZIP 46580 in Warsaw, IN losing about 289 residents over the five-year window, down 1.3% on net. The renter share has eased from 28.1% to 24.1%, with owner-occupied housing accounting for the remainder.

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Local insights

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About renting in ZIP 46580

Last updated: June 22, 2026

ZIP code 46580 covers Warsaw, IN. The median rent here is $989/mo as of June 2026. A 1-bedroom rents for a median of $870/mo. A 2-bedroom rents for a median of $1,130/mo.

At 17% of local median household income ($71,687/yr), ZIP 46580 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46580?

As of June 22, 2026, the median monthly rent in ZIP 46580 (Warsaw, IN) is $989. This is based on aggregated data from public sources and community submissions.

How does ZIP 46580 rent compare to the US average?

ZIP 46580's median rent of $989/mo is $962 (49%) below the US national median of $1,951/mo.

How does ZIP 46580 compare to other ZIPs in Indiana?

ZIP 46580 is among the more affordable ZIP codes in Indiana, ranking #125 out of 141 ZIPs at $989/mo.

How much income do you need to rent in ZIP 46580?

To keep rent at or below 30% of gross income, you would need to earn at least $40,000/year (~$19/hour full-time) to afford the median rent of $989/mo in ZIP 46580. The local median household income is $71,687/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46580?

Rent in ZIP 46580 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 46580 an affordable place to rent?

ZIP 46580 is considered very affordable for renters. At $989/mo, rent takes approximately 17% of the local median household income ($71,687/yr). The standard benchmark is 30%. ZIP 46580 falls comfortably within that range.

What percentage of ZIP 46580 residents rent vs. own?

According to Census data, approximately 24.1% of ZIP 46580 households are renters, while 75.9% are owner-occupied. ZIP 46580 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46580 compare to the rest of Warsaw?

ZIP 46580 is more affordable than Warsaw overall. At $989/mo, it's $229 below the Warsaw citywide median of $1,218/mo.

When was rent data for ZIP 46580 last updated?

Rent data for ZIP 46580 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
17%
VERY AFFORDABLE

At $989/mo, rent takes ~17% of ZIP 46580's median household income ($71,687/yr). The standard benchmark is 30%.

ZIP 46580 17%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46580 (Warsaw, IN)

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