ZIP Code · IN

ZIP 46580

Part of Warsaw, IN

Pop. 21,794·Kosciusko County·110th most expensive ZIP in Indiana

Median rent (all units)

$1,127/mo

Year-over-Year

Stable

Month-over-Month

Stable

vs US Median

-$821

Reported rents

Stable (Monthly)

Be the first to discuss 46580 rents ↓

Most AffordableMost Expensive

ZIP 46580 · $1,127

More affordable than 95% of US ZIP codes · National median $1,948/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$870

1 BR

$870

2 BR

$1,130

3 BR

$1,370

4 BR+

$1,540

Research median

$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($71,687) is $1,792 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,540).

From Zillow's monthly rent index (ZORI) for ZIP 46580. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,524/yr

At $1,127/mo median

Location

CityWarsaw

StateIN

CountyKosciusko County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 46580 (Warsaw, IN) is majority owner-occupied, 25.2% of residents hold a bachelor's degree or higher.

Population

21,794

Median income

$71,687

Median age

38.9

Renters

24.1%

Age distribution

24.4%

20.7%

25.3%

13.4%

16.2%

Under 1824.4%

18–3420.7%

35–5425.3%

55–6413.4%

65+16.2%

Gender

49%

51%

Male49%

Female51%

Race & ethnicity

82.7%

14%

White82.7%

Black0.6%

Hispanic14%

Asian0.9%

Other1.7%

Education (25+)

35.4%

30.2%

25.2%

No HS diploma9.2%

HS diploma35.4%

Some college30.2%

Bachelor's+25.2%

Housing tenure

75.9%

24.1%

Owner75.9%

Renter24.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46580 in Warsaw, IN has changed in 5 years

Income

$65,013 → $71,687

up 10.3%

Population

22,083 → 21,794

down 1.3%

Renter share

28.1% → 24.1%

-4.0 pts

Bachelor's+

24.9% → 25.2%

+0.3 pts

On the earnings side, the typical household in ZIP 46580 in Warsaw, IN now reports about $71,687, up from $65,013 in 2021. Census counts show ZIP 46580 in Warsaw, IN losing about 289 residents over the five-year window, down 1.3% on net. The renter share has eased from 28.1% to 24.1%, with owner-occupied housing accounting for the remainder.

Community

Discussions about ZIP 46580

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 46580

About renting in ZIP 46580

Last updated: September 25, 2026

ZIP code 46580 covers Warsaw, IN. The median rent here is $1,127/mo as of September 2026. A 1-bedroom rents for a median of $870/mo. A 2-bedroom rents for a median of $1,130/mo.

At 19% of local median household income ($71,687/yr), ZIP 46580 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 46580?

To keep rent at or below 30% of gross income, you would need to earn at least $45,000/year (about $22/hour full-time) to afford the median rent of $1,127/mo in ZIP 46580. The local median household income is $71,687/yr, so the typical household meets that bar.