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ZIP Code · IN

ZIP 46725

Pop. 23,297·Whitley County·132nd most expensive ZIP in Indiana
Median rent (all units)
$1,070/mo
Year-over-Year
-7.0%
Month-over-Month
-7.0%
vs US Median
-$895
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46725 · $1,070
More affordable than 94% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$880
2 BR
$1,070
3 BR
$1,330
4 BR+
$1,460
Research median
$1,070/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

Annual cost
$12,840/yr
At $1,070/mo median
Location
StateIN
CountyWhitley County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 7.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-7.0% YoY, -7.0% MoM), not inventory.
Demographics

Who lives here

ZIP 46725 (Columbia City, IN) is majority owner-occupied, 24.7% of residents hold a bachelor's degree or higher.

Population
23,297
Median income
$79,526
Median age
42
Renters
19.5%
Age distribution
22.2%
19.6%
25%
14%
19.3%
Under 1822.2%
18–3419.6%
35–5425%
55–6414%
65+19.3%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
92.4%
White92.4%
Hispanic3.4%
Other4%
Education (25+)
36.9%
32.1%
24.7%
No HS diploma6.3%
HS diploma36.9%
Some college32.1%
Bachelor's+24.7%
Housing tenure
80.5%
19.5%
Owner80.5%
Renter19.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46725 in Columbia City, IN has changed in 5 years

Income
$67,920 → $79,526
up 17.1%
Population
23,423 → 23,297
down 0.5%
Renter share
17.8% → 19.5%
+1.7 pts
Bachelor's+
26% → 24.7%
-1.3 pts
Median age
42.6 → 42
-0.6 yrs

Median household income climbed from $67,920 to $79,526 between 2021 and 2024, a 17.1% shift. The renter share has risen from 17.8% to 19.5%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 46725

Last updated: April 19, 2026

ZIP code 46725 covers Columbia City, IN. The median rent here is $1,070/mo as of April 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,070/mo.

At 16% of local median household income ($79,526/yr), ZIP 46725 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 7.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46725?

As of April 19, 2026, the median monthly rent in ZIP 46725 (Columbia City, IN) is $1,070. This is based on aggregated data from public sources and community submissions.

How does ZIP 46725 rent compare to the US average?

ZIP 46725's median rent of $1,070/mo is $895 (46%) below the US national median of $1,965/mo.

How does ZIP 46725 compare to other ZIPs in Indiana?

ZIP 46725 is among the more affordable ZIP codes in Indiana, ranking #132 out of 151 ZIPs at $1,070/mo.

How much income do you need to rent in ZIP 46725?

To keep rent at or below 30% of gross income, you would need to earn at least $43,000/year (~$21/hour full-time) to afford the median rent of $1,070/mo in ZIP 46725. The local median household income is $79,526/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46725?

Rent in ZIP 46725 has decreased 7.0% over the past year as of April 19, 2026, offering some relief compared to 12 months ago.

Is ZIP 46725 an affordable place to rent?

ZIP 46725 is considered very affordable for renters. At $1,070/mo, rent takes approximately 16% of the local median household income ($79,526/yr). The standard benchmark is 30%. ZIP 46725 falls comfortably within that range.

What percentage of ZIP 46725 residents rent vs. own?

According to Census data, approximately 19.5% of ZIP 46725 households are renters, while 80.5% are owner-occupied. ZIP 46725 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46725 compare to the rest of Columbia City?

ZIP 46725 is pricier than Columbia City as a whole. At $1,070/mo, it's $35 above the Columbia City citywide median of $1,035/mo.

When was rent data for ZIP 46725 last updated?

Rent data for ZIP 46725 reflects April 19, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
16%
VERY AFFORDABLE

At $1,070/mo, rent takes ~16% of ZIP 46725's median household income ($79,526/yr). The standard benchmark is 30%.

ZIP 46725 16%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46725 (Columbia City, IN)

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