ZIP Code · MI

ZIP 48045

Part of Harrison Township, MI

Pop. 24,061·Macomb County·116th most expensive ZIP in Michigan

Median rent (all units)

$1,307/mo

Year-over-Year

+1.7%

Month-over-Month

-0.1%

vs US Median

-$625

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 48045 · $1,307

More affordable than 86% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$920

1 BR

$1,020

2 BR

$1,280

3 BR

$1,560

4 BR+

$1,690

Research median

$1,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 48045 is 0.3% below its high of $1,311 in June 2026, at $1,307 as of September 2026.

Past year vs. the rest of Michigan

Rent in ZIP 48045 changed +1.7% over the year to September 2026. Across the 134 Michigan ZIP codes Zillow tracks, the typical change was +4.4%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($80,366) is $2,009 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,690).

From Zillow's monthly rent index (ZORI) for ZIP 48045. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,684/yr

At $1,307/mo median

Location

CityHarrison Township

StateMI

CountyMacomb County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+1.7% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 48045 (Harrison Township, MI) is majority owner-occupied, 27.8% of residents hold a bachelor's degree or higher.

Population

24,061

Median income

$80,366

Median age

45.8

Renters

27.5%

Age distribution

16%

22.8%

23.6%

17.8%

19.8%

Under 1816%

18–3422.8%

35–5423.6%

55–6417.8%

65+19.8%

Gender

50.6%

49.4%

Male50.6%

Female49.4%

Race & ethnicity

82.5%

White82.5%

Black9.8%

Hispanic2.6%

Other4.9%

Education (25+)

30.2%

37.9%

27.8%

No HS diploma4.2%

HS diploma30.2%

Some college37.9%

Bachelor's+27.8%

Housing tenure

72.5%

27.5%

Owner72.5%

Renter27.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 48045 in Harrison Township, MI has changed in 5 years

Rent

$1,162 → $1,307

up 12.5%

Income

$71,303 → $80,366

up 12.7%

Population

24,416 → 24,061

down 1.5%

Renter share

30.1% → 27.5%

-2.6 pts

Bachelor's+

25.2% → 27.8%

+2.6 pts

Median age

46.5 → 45.8

-0.7 yrs

The median rent in ZIP 48045 in Harrison Township, MI stood at $1,162 in 2023 and currently runs about $1,307, reflecting a 12.5% increase over the period. Census figures show median household income at $80,366 today, compared with $71,303 five years earlier. The population has contracted by 1.5% since 2021, moving from about 24,416 residents to roughly 24,061. Renters now make up 27.5% of households, compared with 30.1% five years ago. College-educated residents now make up 27.8% of adults here, versus 25.2% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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About renting in ZIP 48045

Last updated: October 17, 2026

ZIP code 48045 covers Harrison Township, MI. The median rent here is $1,307/mo as of October 2026. A 1-bedroom rents for a median of $1,020/mo. A 2-bedroom rents for a median of $1,280/mo.

At 20% of local median household income ($80,366/yr), ZIP 48045 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 48045?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,307/mo in ZIP 48045. The local median household income is $80,366/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 48045?

Rent in ZIP 48045 has risen 1.7% over the past year as of September 2026. It sits 0.3% below its high of $1,311 in June 2026.

How does ZIP 48045 compare to other ZIPs in Michigan?

ZIP 48045 is one of the more affordable among Michigan ZIP codes for rent, ranking #116 of 168 at $1,307/mo. Over the year to September 2026, rent in ZIP 48045 changed +1.7%, against a typical +4.4% across the 134 Michigan ZIP codes Zillow tracks.