ZIP Code · WI

ZIP 54902

Part of Oshkosh, WI
Pop. 22,243·Winnebago County·71st most expensive ZIP in Wisconsin
Median rent (all units)
$1,250/mo
Year-over-Year
+11.8%
Month-over-Month
+0.3%
vs US Median
-$682
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 54902 · $1,250
More affordable than 89% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$790
1 BR
$800
2 BR
$1,040
3 BR
$1,400
4 BR+
$1,490
Research median
$1,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Wisconsin

Rent in ZIP 54902 changed +11.8% over the year to September 2026. Across the 71 Wisconsin ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 8 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($65,612) is $1,640 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,490).

From Zillow's monthly rent index (ZORI) for ZIP 54902. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,000/yr
At $1,250/mo median
Location
StateWI
CountyWinnebago County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.8% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 54902 (Oshkosh, WI) is majority owner-occupied, has a median income below the national average, 27.9% of residents hold a bachelor's degree or higher.

Population
22,243
Median income
$65,612
Median age
38.9
Renters
38%
Age distribution
19.7%
24.9%
24.2%
12.6%
18.6%
Under 1819.7%
18–3424.9%
35–5424.2%
55–6412.6%
65+18.6%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
82.6%
White82.6%
Black4.6%
Hispanic4.6%
Asian4.6%
Other3.6%
Education (25+)
33.7%
33%
27.9%
No HS diploma5.4%
HS diploma33.7%
Some college33%
Bachelor's+27.9%
Housing tenure
62%
38%
Owner62%
Renter38%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 54902 in Oshkosh, WI has changed in 5 years

Income
$58,226 → $65,612
up 12.7%
Population
21,670 → 22,243
up 2.6%
Renter share
38.1% → 38%
-0.1 pts
Bachelor's+
26.1% → 27.9%
+1.8 pts
Median age
39.4 → 38.9
-0.5 yrs

Census figures show median household income at $65,612 today, compared with $58,226 five years earlier. Headcount in the area went from 21,670 to 22,243 between 2021 and 2024, a 2.6% change.

Community

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Local insights

Tips for renters in ZIP 54902

About renting in ZIP 54902

Last updated: October 17, 2026

ZIP code 54902 covers Oshkosh, WI. The median rent here is $1,250/mo as of October 2026. A 1-bedroom rents for a median of $800/mo. A 2-bedroom rents for a median of $1,040/mo.

At 23% of local median household income ($65,612/yr), ZIP 54902 ranks as affordable compared to the national benchmark of 30%. Rents have increased 11.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 54902?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,250/mo in ZIP 54902. The local median household income is $65,612/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 54902?

Rent in ZIP 54902 has risen 11.8% over the past year.

How does ZIP 54902 compare to other ZIPs in Wisconsin?

ZIP 54902 is one of the more affordable among Wisconsin ZIP codes for rent, ranking #71 of 103 at $1,250/mo. Over the year to September 2026, rent in ZIP 54902 changed +11.8%, against a typical +5.6% across the 71 Wisconsin ZIP codes Zillow tracks.

How does ZIP 54902 compare to the rest of Oshkosh?

At $1,250/mo, ZIP 54902 is $7 above the Oshkosh citywide median of $1,243/mo.
Income Affordability
23%
VERY AFFORDABLE

At $1,250/mo, rent takes ~23% of ZIP 54902's median household income ($65,612/yr). The standard benchmark is 30%.

ZIP 54902 23%Benchmark 30%
State income tax3.5–7.65%
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Schools nearby

Public schools near ZIP 54902 (Oshkosh, WI)

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