City Report · WI

Oshkosh

Pop. 66,729·39th most expensive in Wisconsin·One of the most affordable rental markets in the US
Median rent (all units)
$1,243/mo
Year-over-Year
+4.1%
Month-over-Month
+0.7%
vs US Median
-$689
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Oshkosh · $1,243
More affordable than 91% of US cities · National median $1,932/mo
Rent Reality Score
57/100
Fairly priced
OverheatedFairGreat value

Rents are 3% below what Oshkosh's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,243/mo
Expected by trend
$1,287/mo
The Rent Reality Score compares today's median rent to where Oshkosh's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$740
1 BR
$760
2 BR
$990
3 BR
$1,325
4 BR+
$1,490
Fair Market Rent (HUD)
$990/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,243 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Oshkosh is at its highest level since Zillow's records here began in January 2022.

Past year vs. the rest of Wisconsin

Rent in Oshkosh changed +4.1% over the year to September 2026. Across the 42 Wisconsin cities Zillow tracks, the typical change was +5.3%.

Recent direction

Rent has risen 2 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($62,188) is $1,555 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,490).

From Zillow's monthly rent index (ZORI) for Oshkosh. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,916/yr
At $1,243/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.1% YoY, +0.7% MoM), not inventory.
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Demographics

Who lives here

Oshkosh, WI is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 27.3% of residents hold a bachelor's degree or higher.

Population
66,729
Median income
$62,188
Median age
34.4
Renters
45%
Age distribution
17.3%
33.4%
22.4%
15.4%
Under 1817.3%
18–3433.4%
35–5422.4%
55–6411.5%
65+15.4%
Gender
50.5%
49.5%
Male50.5%
Female49.5%
Race & ethnicity
82.8%
White82.8%
Black5.1%
Hispanic4.3%
Asian4.3%
Other3.6%
Education (25+)
34%
31.7%
27.3%
No HS diploma6.9%
HS diploma34%
Some college31.7%
Bachelor's+27.3%
Housing tenure
55%
45%
Owner55%
Renter45%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Oshkosh, WI has changed in 5 years

Rent
$980 → $1,243
up 26.8%
Income
$54,397 → $62,188
up 14.3%
Population
66,694 → 66,729
up 0.1%
Renter share
44.5% → 45%
+0.5 pts
Bachelor's+
27.2% → 27.3%
+0.1 pts

Rent in Oshkosh, WI has climbed 26.8% since 2022, going from about $980 per month to roughly $1,243 today. On the earnings side, the typical household in Oshkosh, WI now reports about $62,188, up from $54,397 in 2021. Rent outpaced income growth by roughly 12.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Oshkosh, WI reflects that arc in its own way.

Community

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View Oshkosh rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oshkosh on your salary?

At $1,243/mo, how Oshkosh rent compares to typical pay (30% rule).

By apartment size

Oshkosh rent by bedroom count

Median rent for each apartment size in Oshkosh. Click any size for full breakdown.

Local insights

Tips for renters in Oshkosh

About renting in Oshkosh, WI

Last updated: October 17, 2026

The median rent in Oshkosh is $1,243/mo as of October 2026. A studio apartment averages $740/mo while a 2-bedroom runs $990/mo. One-bedroom apartments average $760/mo and 3-bedroom units go for $1,325/mo.

At 24% of local median household income ($62,188/yr), Oshkosh ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Oshkosh?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,243/mo in Oshkosh. The local median household income is $62,188/yr, so the typical household meets that bar.

Is rent going up or down in Oshkosh?

Rent in Oshkosh has risen 4.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2022.

Which Oshkosh neighborhoods have the lowest rent?

The most affordable ZIP codes in Oshkosh are 54901 ($1,223/mo), and 54902 ($1,250/mo). Citywide, the median rent is $1,243/mo.

How does Oshkosh rent compare to other cities in Wisconsin?

Oshkosh is one of the more affordable among Wisconsin cities for rent, ranking #39 of 56 tracked cities at $1,243/mo. Over the year to September 2026, rent in Oshkosh changed +4.1%, against a typical +5.3% across the 42 Wisconsin cities Zillow tracks.

Which nearby cities are cheaper to rent in than Oshkosh?

Nearby cities with lower median rent than Oshkosh ($1,243/mo) include Kaukauna ($1,116/mo), Neenah ($1,175/mo), and Appleton ($1,185/mo).
Income Affordability
24%
VERY AFFORDABLE

At $1,243/mo, rent takes ~24% of Oshkosh's median household income ($62,188/yr). The standard benchmark is 30%.

Oshkosh 24%Benchmark 30%
State income tax3.5–7.65%
Run the Oshkosh affordability calculator →
Lowest-rent ZIP codes in Oshkosh
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Oshkosh, WI

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