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ZIP Code · MN

ZIP 55110

Pop. 37,305·Ramsey County·35th most expensive ZIP in Minnesota
Median rent (all units)
$1,866/mo
Year-over-Year
+12.2%
Month-over-Month
+5.5%
vs US Median
-$96
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 55110 · $1,866
More expensive than 53% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,320
1 BR
$1,500
2 BR
$1,820
3 BR
$2,410
4 BR+
$2,700
Research median
$1,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$22,392/yr
At $1,866/mo median
Location
StateMN
CountyRamsey County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 12.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+12.2% YoY, +5.5% MoM), not inventory.
Demographics

Who lives here

ZIP 55110 (White Bear Lake, MN) is majority owner-occupied, has a large retiree population, has a median income above the national average, 46.8% of residents hold a bachelor's degree or higher.

Population
37,305
Median income
$101,296
Median age
43.9
Renters
21%
Age distribution
21.2%
17.2%
23.7%
15.9%
21.9%
Under 1821.2%
18–3417.2%
35–5423.7%
55–6415.9%
65+21.9%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
84.3%
White84.3%
Black2.3%
Hispanic4.9%
Asian4.5%
Other4%
Education (25+)
20.3%
29.4%
46.8%
No HS diploma3.5%
HS diploma20.3%
Some college29.4%
Bachelor's+46.8%
Housing tenure
79%
21%
Owner79%
Renter21%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55110 in White Bear Lake, MN has changed in 5 years

Income
$89,965 → $101,296
up 12.6%
Population
38,838 → 37,305
down 3.9%
Renter share
23% → 21%
-2.0 pts
Bachelor's+
42.1% → 46.8%
+4.7 pts

Median household income climbed from $89,965 to $101,296 between 2021 and 2024, a 12.6% shift. Census counts show ZIP 55110 in White Bear Lake, MN losing about 1,533 residents over the five-year window, down 3.9% on net. The renter share has eased from 23% to 21%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 42.1% to 46.8% across the same window.

Community

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Local insights

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About renting in ZIP 55110

Last updated: August 17, 2026

ZIP code 55110 covers White Bear Lake, MN. The median rent here is $1,866/mo as of August 2026. A 1-bedroom rents for a median of $1,500/mo. A 2-bedroom rents for a median of $1,820/mo.

At 22% of local median household income ($101,296/yr), ZIP 55110 ranks as affordable compared to the national benchmark of 30%. Rents have increased 12.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 55110?

As of August 17, 2026, the median monthly rent in ZIP 55110 (White Bear Lake, MN) is $1,866. This is based on aggregated data from public sources and community submissions.

How does ZIP 55110 rent compare to the US average?

ZIP 55110's median rent of $1,866/mo is $96 (5%) below the US national median of $1,962/mo.

How does ZIP 55110 compare to other ZIPs in Minnesota?

ZIP 55110 is one of the pricier ZIP codes in Minnesota, ranking #35 out of 120 ZIPs tracked at $1,866/mo.

How much income do you need to rent in ZIP 55110?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (~$36/hour full-time) to afford the median rent of $1,866/mo in ZIP 55110. The local median household income is $101,296/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 55110?

Rent in ZIP 55110 has increased 12.2% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 55110 an affordable place to rent?

ZIP 55110 is considered very affordable for renters. At $1,866/mo, rent takes approximately 22% of the local median household income ($101,296/yr). The standard benchmark is 30%. ZIP 55110 falls comfortably within that range.

What percentage of ZIP 55110 residents rent vs. own?

According to Census data, approximately 21% of ZIP 55110 households are renters, while 79% are owner-occupied. ZIP 55110 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 55110 compare to the rest of White Bear Lake?

ZIP 55110 is pricier than White Bear Lake as a whole. At $1,866/mo, it's $118 above the White Bear Lake citywide median of $1,748/mo.

When was rent data for ZIP 55110 last updated?

Rent data for ZIP 55110 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,866/mo, rent takes ~22% of ZIP 55110's median household income ($101,296/yr). The standard benchmark is 30%.

ZIP 55110 22%Benchmark 30%
State income tax5.35–9.85%
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