ZIP Code · MN

ZIP 55127

Pop. 18,090·Ramsey County·32nd most expensive ZIP in Minnesota
Median rent (all units)
$1,883/mo
Year-over-Year
+9.2%
Month-over-Month
+1.9%
vs US Median
-$49
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 55127 · $1,883
More expensive than 54% of US ZIP codes · National median $1,932/mo
Rent check

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Medians by bedroom

Rent by unit size

Studio
$1,410
1 BR
$1,590
2 BR
$1,940
3 BR
$2,570
4 BR+
$2,870
Research median
$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Minnesota

Rent in ZIP 55127 changed +9.2% over the year to September 2026. Across the 102 Minnesota ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 4 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($117,917) is $2,948 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,870).

Cheaper nearby

ZIP 55112, 5 miles away, rents for 24% less ($1,430/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 55127. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,596/yr
At $1,883/mo median
Location
StateMN
CountyRamsey County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.2% YoY, +1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 55127 (Vadnais Heights, MN) is majority owner-occupied, has a large retiree population, has a median income above the national average, 56.4% of residents hold a bachelor's degree or higher.

Population
18,090
Median income
$117,917
Median age
41.9
Renters
17.7%
Age distribution
23.3%
16.1%
26%
12.4%
22.2%
Under 1823.3%
18–3416.1%
35–5426%
55–6412.4%
65+22.2%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
80.2%
White80.2%
Black1.3%
Hispanic6%
Asian7.4%
Other5.1%
Education (25+)
14.4%
25.9%
56.4%
No HS diploma3.3%
HS diploma14.4%
Some college25.9%
Bachelor's+56.4%
Housing tenure
82.3%
17.7%
Owner82.3%
Renter17.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55127 in Vadnais Heights, MN has changed in 5 years

Income
$108,664 → $117,917
up 8.5%
Population
18,406 → 18,090
down 1.7%
Renter share
18.1% → 17.7%
-0.4 pts
Bachelor's+
52.2% → 56.4%
+4.2 pts
Median age
46.1 → 41.9
-4.2 yrs

Household income in the area moved from $108,664 to $117,917 across the same window, up 8.5% versus 2021. Census counts show ZIP 55127 in Vadnais Heights, MN losing about 316 residents over the five-year window, down 1.7% on net. Bachelor's-degree-or-higher attainment moved from 52.2% to 56.4% across the same window.

Community

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Local insights

Tips for renters in ZIP 55127

About renting in ZIP 55127

Last updated: October 17, 2026

ZIP code 55127 covers Vadnais Heights, MN. The median rent here is $1,883/mo as of October 2026. A 1-bedroom rents for a median of $1,590/mo. A 2-bedroom rents for a median of $1,940/mo.

At 19% of local median household income ($117,917/yr), ZIP 55127 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 55127?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,883/mo in ZIP 55127. The local median household income is $117,917/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 55127?

Rent in ZIP 55127 has risen 9.2% over the past year.

How does ZIP 55127 compare to other ZIPs in Minnesota?

ZIP 55127 is one of the pricier among Minnesota ZIP codes for rent, ranking #32 of 123 at $1,883/mo. Over the year to September 2026, rent in ZIP 55127 changed +9.2%, against a typical +3.4% across the 102 Minnesota ZIP codes Zillow tracks.

How does ZIP 55127 compare to the rest of Vadnais Heights?

At $1,883/mo, ZIP 55127 is $186 below the Vadnais Heights citywide median of $2,069/mo.
Income Affordability
19%
VERY AFFORDABLE

At $1,883/mo, rent takes ~19% of ZIP 55127's median household income ($117,917/yr). The standard benchmark is 30%.

ZIP 55127 19%Benchmark 30%
State income tax5.35–9.85%
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Schools nearby

Public schools near ZIP 55127 (Vadnais Heights, MN)

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