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ZIP Code · MN

ZIP 56301

Pop. 35,580·Stearns County·109th most expensive ZIP in Minnesota
Median rent (all units)
$1,305/mo
Year-over-Year
+6.4%
Month-over-Month
-0.5%
vs US Median
-$660
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 56301 · $1,305
More affordable than 87% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$950
1 BR
$1,000
2 BR
$1,310
3 BR
$1,740
4 BR+
$2,030
Research median
$1,310/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,660/yr
At $1,305/mo median
Location
StateMN
CountyStearns County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (6.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+6.4% YoY, -0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 56301 (Saint Cloud, MN) is roughly split between renters and owners, skews toward younger working-age adults, 32% of residents hold a bachelor's degree or higher.

Population
35,580
Median income
$73,142
Median age
27.1
Renters
49.1%
Age distribution
22.8%
37.6%
20.6%
Under 1822.8%
18–3437.6%
35–5420.6%
55–648.2%
65+10.9%
Gender
51.5%
48.5%
Male51.5%
Female48.5%
Race & ethnicity
65%
21.8%
White65%
Black21.8%
Hispanic5.3%
Asian4.5%
Other3.4%
Education (25+)
22.5%
36%
32%
No HS diploma9.4%
HS diploma22.5%
Some college36%
Bachelor's+32%
Housing tenure
50.9%
49.1%
Owner50.9%
Renter49.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 56301 in Saint Cloud, MN has changed in 5 years

Rent
$914 → $1,305
up 42.8%
Income
$61,561 → $73,142
up 18.8%
Population
35,453 → 35,580
up 0.4%
Renter share
47.3% → 49.1%
+1.8 pts
Bachelor's+
33.1% → 32%
-1.1 pts
Median age
26.6 → 27.1
+0.5 yrs

Five years ago, renters in ZIP 56301 in Saint Cloud, MN paid around $914 a month. That figure now sits near $1,305, up 42.8% from the 2021 baseline. On the earnings side, the typical household in ZIP 56301 in Saint Cloud, MN now reports about $73,142, up from $61,561 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 47.3% to 49.1%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 56301 in Saint Cloud, MN reflects that arc in its own way.

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Local insights

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About renting in ZIP 56301

Last updated: July 20, 2026

ZIP code 56301 covers Saint Cloud, MN. The median rent here is $1,305/mo as of July 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,310/mo.

At 21% of local median household income ($73,142/yr), ZIP 56301 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 56301?

As of July 20, 2026, the median monthly rent in ZIP 56301 (Saint Cloud, MN) is $1,305. This is based on aggregated data from public sources and community submissions.

How does ZIP 56301 rent compare to the US average?

ZIP 56301's median rent of $1,305/mo is $660 (34%) below the US national median of $1,965/mo.

How does ZIP 56301 compare to other ZIPs in Minnesota?

ZIP 56301 is among the more affordable ZIP codes in Minnesota, ranking #109 out of 123 ZIPs at $1,305/mo.

How much income do you need to rent in ZIP 56301?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (~$25/hour full-time) to afford the median rent of $1,305/mo in ZIP 56301. The local median household income is $73,142/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 56301?

Rent in ZIP 56301 has increased 6.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 56301 an affordable place to rent?

ZIP 56301 is considered very affordable for renters. At $1,305/mo, rent takes approximately 21% of the local median household income ($73,142/yr). The standard benchmark is 30%. ZIP 56301 falls comfortably within that range.

What percentage of ZIP 56301 residents rent vs. own?

According to Census data, approximately 49.1% of ZIP 56301 households are renters, while 50.9% are owner-occupied. ZIP 56301 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 56301 compare to the rest of Saint Cloud?

ZIP 56301 is pricier than Saint Cloud as a whole. At $1,305/mo, it's $73 above the Saint Cloud citywide median of $1,232/mo.

When was rent data for ZIP 56301 last updated?

Rent data for ZIP 56301 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $1,305/mo, rent takes ~21% of ZIP 56301's median household income ($73,142/yr). The standard benchmark is 30%.

ZIP 56301 21%Benchmark 30%
State income tax5.35–9.85%
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Public schools near ZIP 56301 (Saint Cloud, MN)

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