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ZIP Code · MN

ZIP 56303

Pop. 25,827·Stearns County·121st most expensive ZIP in Minnesota
Median rent (all units)
$1,052/mo
Year-over-Year
Stable
Month-over-Month
+7.8%
vs US Median
-$913
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 56303 · $1,052
More affordable than 97% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$850
1 BR
$890
2 BR
$1,170
3 BR
$1,560
4 BR+
$1,820
Research median
$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,624/yr
At $1,052/mo median
Location
StateMN
CountyStearns County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +7.8% MoM), not inventory.
Demographics

Who lives here

ZIP 56303 (Saint Cloud, MN) is majority owner-occupied, has a median income below the national average, 30.9% of residents hold a bachelor's degree or higher.

Population
25,827
Median income
$65,198
Median age
36.7
Renters
36.7%
Age distribution
20.5%
26.7%
22.8%
18%
Under 1820.5%
18–3426.7%
35–5422.8%
55–6411.9%
65+18%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
78.9%
White78.9%
Black9.1%
Hispanic7.9%
Asian2.4%
Other1.6%
Education (25+)
27.7%
35.4%
30.9%
No HS diploma5.9%
HS diploma27.7%
Some college35.4%
Bachelor's+30.9%
Housing tenure
63.3%
36.7%
Owner63.3%
Renter36.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 56303 in Saint Cloud, MN has changed in 5 years

Income
$59,314 → $65,198
up 9.9%
Population
24,803 → 25,827
up 4.1%
Renter share
37.1% → 36.7%
-0.4 pts
Bachelor's+
30.8% → 30.9%
+0.1 pts
Median age
37.7 → 36.7
-1.0 yrs

On the earnings side, the typical household in ZIP 56303 in Saint Cloud, MN now reports about $65,198, up from $59,314 in 2021. The population has grown by 4.1% since 2021, moving from about 24,803 residents to roughly 25,827.

Community

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Local insights

Tips for renters in ZIP 56303

About renting in ZIP 56303

Last updated: July 20, 2026

ZIP code 56303 covers Saint Cloud, MN. The median rent here is $1,052/mo as of July 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,170/mo.

At 19% of local median household income ($65,198/yr), ZIP 56303 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 56303?

As of July 20, 2026, the median monthly rent in ZIP 56303 (Saint Cloud, MN) is $1,052. This is based on aggregated data from public sources and community submissions.

How does ZIP 56303 rent compare to the US average?

ZIP 56303's median rent of $1,052/mo is $913 (46%) below the US national median of $1,965/mo.

How does ZIP 56303 compare to other ZIPs in Minnesota?

ZIP 56303 is among the more affordable ZIP codes in Minnesota, ranking #121 out of 123 ZIPs at $1,052/mo.

How much income do you need to rent in ZIP 56303?

To keep rent at or below 30% of gross income, you would need to earn at least $42,000/year (~$20/hour full-time) to afford the median rent of $1,052/mo in ZIP 56303. The local median household income is $65,198/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 56303?

Rent in ZIP 56303 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 56303 an affordable place to rent?

ZIP 56303 is considered very affordable for renters. At $1,052/mo, rent takes approximately 19% of the local median household income ($65,198/yr). The standard benchmark is 30%. ZIP 56303 falls comfortably within that range.

What percentage of ZIP 56303 residents rent vs. own?

According to Census data, approximately 36.7% of ZIP 56303 households are renters, while 63.3% are owner-occupied. ZIP 56303 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 56303 compare to the rest of Saint Cloud?

ZIP 56303 is more affordable than Saint Cloud overall. At $1,052/mo, it's $180 below the Saint Cloud citywide median of $1,232/mo.

When was rent data for ZIP 56303 last updated?

Rent data for ZIP 56303 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,052/mo, rent takes ~19% of ZIP 56303's median household income ($65,198/yr). The standard benchmark is 30%.

ZIP 56303 19%Benchmark 30%
State income tax5.35–9.85%
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Schools nearby

Public schools near ZIP 56303 (Saint Cloud, MN)

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