ZIP Code · MN

ZIP 56303

Part of Saint Cloud, MN

Pop. 25,827·Stearns County·123rd most expensive ZIP in Minnesota

Median rent (all units)

$949/mo

Year-over-Year

Stable

Month-over-Month

+0.4%

vs US Median

-$983

Reported rents

Stable (Monthly)

Be the first to discuss 56303 rents ↓

Most AffordableMost Expensive

ZIP 56303 · $949

More affordable than 99% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$850

1 BR

$890

2 BR

$1,170

3 BR

$1,560

4 BR+

$1,820

Research median

$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($65,198) is $1,630 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,560); a 4-bedroom is $1,820.

Rank in Saint Cloud

1st cheapest of 3 ZIP codes in Saint Cloud.

From Zillow's monthly rent index (ZORI) for ZIP 56303. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$11,388/yr

At $949/mo median

Location

CitySaint Cloud

StateMN

CountyStearns County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 56303 (Saint Cloud, MN) is majority owner-occupied, has a median income below the national average, 30.9% of residents hold a bachelor's degree or higher.

Population

25,827

Median income

$65,198

Median age

36.7

Renters

36.7%

Age distribution

20.5%

26.7%

22.8%

18%

Under 1820.5%

18–3426.7%

35–5422.8%

55–6411.9%

65+18%

Gender

49.5%

50.5%

Male49.5%

Female50.5%

Race & ethnicity

78.9%

White78.9%

Black9.1%

Hispanic7.9%

Asian2.4%

Other1.6%

Education (25+)

27.7%

35.4%

30.9%

No HS diploma5.9%

HS diploma27.7%

Some college35.4%

Bachelor's+30.9%

Housing tenure

63.3%

36.7%

Owner63.3%

Renter36.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 56303 in Saint Cloud, MN has changed in 5 years

Income

$59,314 → $65,198

up 9.9%

Population

24,803 → 25,827

up 4.1%

Renter share

37.1% → 36.7%

-0.4 pts

Bachelor's+

30.8% → 30.9%

+0.1 pts

Median age

37.7 → 36.7

-1.0 yrs

On the earnings side, the typical household in ZIP 56303 in Saint Cloud, MN now reports about $65,198, up from $59,314 in 2021. The population has grown by 4.1% since 2021, moving from about 24,803 residents to roughly 25,827.

Community

Discussions about ZIP 56303

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 56303

About renting in ZIP 56303

Last updated: October 17, 2026

ZIP code 56303 covers Saint Cloud, MN. The median rent here is $949/mo as of October 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,170/mo.

At 17% of local median household income ($65,198/yr), ZIP 56303 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 56303?

To keep rent at or below 30% of gross income, you would need to earn at least $38,000/year (about $18/hour full-time) to afford the median rent of $949/mo in ZIP 56303. The local median household income is $65,198/yr, so the typical household meets that bar.