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ZIP Code · MN

ZIP 56304

Pop. 17,473·Sherburne County·116th most expensive ZIP in Minnesota
Median rent (all units)
$1,199/mo
Year-over-Year
+3.5%
Month-over-Month
-2.6%
vs US Median
-$766
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 56304 · $1,199
More affordable than 92% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,100
1 BR
$1,250
2 BR
$1,520
3 BR
$2,020
4 BR+
$2,270
Research median
$1,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,388/yr
At $1,199/mo median
Location
StateMN
CountySherburne County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+3.5% YoY, -2.6% MoM), not inventory.
Demographics

Who lives here

ZIP 56304 (Saint Cloud, MN) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 28.4% of residents hold a bachelor's degree or higher.

Population
17,473
Median income
$58,148
Median age
32.1
Renters
58.6%
Age distribution
23.3%
33.1%
20.6%
13.4%
Under 1823.3%
18–3433.1%
35–5420.6%
55–649.5%
65+13.4%
Gender
53.3%
46.7%
Male53.3%
Female46.7%
Race & ethnicity
62.5%
22.5%
White62.5%
Black22.5%
Hispanic4.1%
Asian4.1%
Other6.8%
Education (25+)
27.5%
32.4%
28.4%
No HS diploma11.7%
HS diploma27.5%
Some college32.4%
Bachelor's+28.4%
Housing tenure
41.4%
58.6%
Owner41.4%
Renter58.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 56304 in Saint Cloud, MN has changed in 5 years

Income
$51,384 → $58,148
up 13.2%
Population
16,619 → 17,473
up 5.1%
Renter share
55.8% → 58.6%
+2.8 pts
Bachelor's+
21.2% → 28.4%
+7.2 pts
Median age
33 → 32.1
-0.9 yrs

On the earnings side, the typical household in ZIP 56304 in Saint Cloud, MN now reports about $58,148, up from $51,384 in 2021. Census counts show ZIP 56304 in Saint Cloud, MN adding about 854 residents over the five-year window, up 5.1% on net. The renter share has risen from 55.8% to 58.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 21.2% to 28.4% across the same window.

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Local insights

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About renting in ZIP 56304

Last updated: July 20, 2026

ZIP code 56304 covers Saint Cloud, MN. The median rent here is $1,199/mo as of July 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,520/mo.

At 25% of local median household income ($58,148/yr), ZIP 56304 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 56304?

As of July 20, 2026, the median monthly rent in ZIP 56304 (Saint Cloud, MN) is $1,199. This is based on aggregated data from public sources and community submissions.

How does ZIP 56304 rent compare to the US average?

ZIP 56304's median rent of $1,199/mo is $766 (39%) below the US national median of $1,965/mo.

How does ZIP 56304 compare to other ZIPs in Minnesota?

ZIP 56304 is among the more affordable ZIP codes in Minnesota, ranking #116 out of 123 ZIPs at $1,199/mo.

How much income do you need to rent in ZIP 56304?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (~$23/hour full-time) to afford the median rent of $1,199/mo in ZIP 56304. The local median household income is $58,148/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 56304?

Rent in ZIP 56304 has increased 3.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 56304 an affordable place to rent?

ZIP 56304 is considered affordable for renters. At $1,199/mo, rent takes approximately 25% of the local median household income ($58,148/yr). The standard benchmark is 30%. ZIP 56304 falls comfortably within that range.

What percentage of ZIP 56304 residents rent vs. own?

According to Census data, approximately 58.6% of ZIP 56304 households are renters, while 41.4% are owner-occupied. With a majority renter population, ZIP 56304 has a strong rental market.

How does ZIP 56304 compare to the rest of Saint Cloud?

ZIP 56304 is more affordable than Saint Cloud overall. At $1,199/mo, it's $33 below the Saint Cloud citywide median of $1,232/mo.

When was rent data for ZIP 56304 last updated?

Rent data for ZIP 56304 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,199/mo, rent takes ~25% of ZIP 56304's median household income ($58,148/yr). The standard benchmark is 30%.

ZIP 56304 25%Benchmark 30%
State income tax5.35–9.85%
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Schools nearby

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