ZIP Code · IL

ZIP 60174

Part of Saint Charles, IL

Pop. 31,402·Kane County·100th most expensive ZIP in Illinois

Median rent (all units)

$1,952/mo

Year-over-Year

+4.0%

Month-over-Month

+0.5%

vs US Median

+$20

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 60174 · $1,952

More expensive than 59% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,800

1 BR

$1,930

2 BR

$2,170

3 BR

$2,790

4 BR+

$3,230

Research median

$2,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 60174 usually run 2.1% below trend in January and 1.5% above it in July, about $70 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 60174 is at its highest level since Zillow's records here began in February 2021.

Past year vs. the rest of Illinois

Rent in ZIP 60174 changed +4.0% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($104,534) is $2,613 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,170); a 3-bedroom is $2,790.

Cheaper nearby

ZIP 60123, 8 miles away, rents for 18% less ($1,598/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 60174. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,424/yr

At $1,952/mo median

Location

CitySaint Charles

StateIL

CountyKane County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.0% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 60174 (Saint Charles, IL) is majority owner-occupied, has a median income above the national average, 49.3% of residents hold a bachelor's degree or higher.

Population

31,402

Median income

$104,534

Median age

41.1

Renters

30.9%

Age distribution

19.7%

22.8%

24.8%

14.1%

18.6%

Under 1819.7%

18–3422.8%

35–5424.8%

55–6414.1%

65+18.6%

Gender

50.9%

49.1%

Male50.9%

Female49.1%

Race & ethnicity

76.9%

13.9%

White76.9%

Black2.5%

Hispanic13.9%

Asian4.6%

Other2%

Education (25+)

18%

26.4%

49.3%

No HS diploma6.3%

HS diploma18%

Some college26.4%

Bachelor's+49.3%

Housing tenure

69.1%

30.9%

Owner69.1%

Renter30.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60174 in Saint Charles, IL has changed in 5 years

Rent

$1,378 → $1,952

up 41.7%

Income

$93,969 → $104,534

up 11.2%

Population

30,382 → 31,402

up 3.4%

Renter share

33.8% → 30.9%

-2.9 pts

Bachelor's+

49.3% → 49.3%

+0.0 pts

Median age

42.7 → 41.1

-1.6 yrs

Compared with 2021, rent in ZIP 60174 in Saint Charles, IL has increased by $574 per month, settling near $1,952 after starting the period at $1,378. Census figures show median household income at $104,534 today, compared with $93,969 five years earlier. Rent outpaced income growth by roughly 30.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 30,382 to 31,402 between 2021 and 2024, a 3.4% change. About 30.9% of households rent today, against 33.8% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 60174

Last updated: October 17, 2026

ZIP code 60174 covers Saint Charles, IL. The median rent here is $1,952/mo as of October 2026. A 1-bedroom rents for a median of $1,930/mo. A 2-bedroom rents for a median of $2,170/mo.

At 22% of local median household income ($104,534/yr), ZIP 60174 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60174?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,952/mo in ZIP 60174. The local median household income is $104,534/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 60174?

Rent in ZIP 60174 has risen 4.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2021.

When is the cheapest time to rent in ZIP 60174?

Asking rents in ZIP 60174 are usually lowest in January, about 2.1% below their yearly trend, and highest in July, about 1.5% above it. At today's median that is a gap of roughly $70 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 60174 compare to other ZIPs in Illinois?

ZIP 60174 is in the middle among Illinois ZIP codes for rent, ranking #100 of 227 at $1,952/mo. Over the year to September 2026, rent in ZIP 60174 changed +4.0%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.