ZIP Code · MO

ZIP 63105

Part of Clayton, MO
Pop. 18,875·Saint Louis County·30th most expensive ZIP in Missouri
Median rent (all units)
$1,649/mo
Year-over-Year
+3.1%
Month-over-Month
+0.8%
vs US Median
-$283
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 63105 · $1,649
More affordable than 62% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,360
1 BR
$1,410
2 BR
$1,730
3 BR
$2,230
4 BR+
$2,570
Research median
$1,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 63105 is 1.1% below its high of $1,667 in March 2026, at $1,649 as of September 2026.

Past year vs. the rest of Missouri

Rent in ZIP 63105 changed +3.1% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($116,439) is $2,911 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,570).

Cheaper nearby

ZIP 63143, 2 miles away, rents for 26% less ($1,227/mo), about $5,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 63105. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,788/yr
At $1,649/mo median
Location
StateMO
CountySaint Louis County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.1% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 63105 (Clayton, MO) is majority owner-occupied, skews toward younger working-age adults, has a median income above the national average, 85.4% of residents hold a bachelor's degree or higher.

Population
18,875
Median income
$116,439
Median age
31
Renters
44.1%
Age distribution
17.2%
36.4%
20.3%
16.1%
Under 1817.2%
18–3436.4%
35–5420.3%
55–6410%
65+16.1%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
69.5%
12.7%
White69.5%
Black8.4%
Hispanic3.2%
Asian12.7%
Other6.2%
Education (25+)
85.4%
No HS diploma2.7%
HS diploma5%
Some college6.8%
Bachelor's+85.4%
Housing tenure
55.9%
44.1%
Owner55.9%
Renter44.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 63105 in Clayton, MO has changed in 5 years

Rent
$1,398 → $1,649
up 18.0%
Income
$115,228 → $116,439
up 1.1%
Population
18,827 → 18,875
up 0.3%
Renter share
43.8% → 44.1%
+0.3 pts
Bachelor's+
80.3% → 85.4%
+5.1 pts
Median age
29.8 → 31
+1.2 yrs

The median rent in ZIP 63105 in Clayton, MO stood at $1,398 in 2022 and currently runs about $1,649, reflecting a 18.0% increase over the period. Household income in the area moved from $115,228 to $116,439 across the same window, up 1.1% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 85.4% of adults here, versus 80.3% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 63105 in Clayton, MO look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 63105

Last updated: October 17, 2026

ZIP code 63105 covers Clayton, MO. The median rent here is $1,649/mo as of October 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,730/mo.

At 17% of local median household income ($116,439/yr), ZIP 63105 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 63105?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (about $32/hour full-time) to afford the median rent of $1,649/mo in ZIP 63105. The local median household income is $116,439/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 63105?

Rent in ZIP 63105 has risen 3.1% over the past year as of September 2026. It sits 1.1% below its high of $1,667 in March 2026.

How does ZIP 63105 compare to other ZIPs in Missouri?

ZIP 63105 is one of the pricier among Missouri ZIP codes for rent, ranking #30 of 137 at $1,649/mo. Over the year to September 2026, rent in ZIP 63105 changed +3.1%, against a typical +4.6% across the 119 Missouri ZIP codes Zillow tracks.

How does ZIP 63105 compare to the rest of Clayton?

At $1,649/mo, ZIP 63105 is $140 below the Clayton citywide median of $1,789/mo.
Income Affordability
17%
VERY AFFORDABLE

At $1,649/mo, rent takes ~17% of ZIP 63105's median household income ($116,439/yr). The standard benchmark is 30%.

ZIP 63105 17%Benchmark 30%
State income tax2–4.7%
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Schools nearby

Public schools near ZIP 63105 (Clayton, MO)

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