ZIP Code · MO

ZIP 63130

Pop. 28,910·Saint Louis County·51st most expensive ZIP in Missouri
Median rent (all units)
$1,519/mo
Year-over-Year
+5.4%
Month-over-Month
+0.9%
vs US Median
-$413
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 63130 · $1,519
More affordable than 72% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,070
1 BR
$1,110
2 BR
$1,360
3 BR
$1,750
4 BR+
$2,020
Research median
$1,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

September. Asking rents in ZIP 63130 usually run 0.6% below trend in September and 0.6% above it in May, about $18 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 63130 is at its highest level since Zillow's records here began in March 2015.

Past year vs. the rest of Missouri

Rent in ZIP 63130 changed +5.4% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 63130 rose 40.2% while median household income rose 33.5% ($64,300 to $85,823). Rent outpaced income.

Since before the pandemic

Rent in ZIP 63130 is 51.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 15 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($85,823) is $2,146 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,020).

Cheaper nearby

ZIP 63112, 2 miles away, rents for 15% less ($1,293/mo), about $2,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 63130. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,228/yr
At $1,519/mo median
Location
StateMO
CountySaint Louis County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.4% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 63130 (University City, MO) is majority owner-occupied, skews toward younger working-age adults, 65.3% of residents hold a bachelor's degree or higher.

Population
28,910
Median income
$85,823
Median age
35.6
Renters
37.1%
Age distribution
16.2%
33.3%
22%
12.4%
16.1%
Under 1816.2%
18–3433.3%
35–5422%
55–6412.4%
65+16.1%
Gender
45.2%
54.8%
Male45.2%
Female54.8%
Race & ethnicity
51.8%
31.9%
White51.8%
Black31.9%
Hispanic3.7%
Asian7.6%
Other5%
Education (25+)
12.9%
19.2%
65.3%
No HS diploma2.6%
HS diploma12.9%
Some college19.2%
Bachelor's+65.3%
Housing tenure
62.9%
37.1%
Owner62.9%
Renter37.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 63130 in University City, MO has changed in 5 years

Rent
$1,082 → $1,519
up 40.4%
Income
$68,903 → $85,823
up 24.6%
Population
28,661 → 28,910
up 0.9%
Renter share
38.4% → 37.1%
-1.3 pts
Bachelor's+
62.4% → 65.3%
+2.9 pts
Median age
37.9 → 35.6
-2.3 yrs

Five years ago, renters in ZIP 63130 in University City, MO paid around $1,082 a month. That figure now sits near $1,519, up 40.4% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $68,903 in 2021 to $85,823 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 62.4% to 65.3% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 63130 in University City, MO market of 2021.

Community

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Local insights

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About renting in ZIP 63130

Last updated: October 17, 2026

ZIP code 63130 covers University City, MO. The median rent here is $1,519/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,360/mo.

At 21% of local median household income ($85,823/yr), ZIP 63130 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 63130?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (about $29/hour full-time) to afford the median rent of $1,519/mo in ZIP 63130. The local median household income is $85,823/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 63130?

Rent in ZIP 63130 has risen 5.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2015.

When is the cheapest time to rent in ZIP 63130?

Asking rents in ZIP 63130 are usually lowest in September, about 0.6% below their yearly trend, and highest in May, about 0.6% above it. At today's median that is a gap of roughly $18 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 63130?

Yes. From 2019 to 2024, rent in ZIP 63130 rose 40.2% while median household income rose 33.5%, from $64,300 to $85,823. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 63130 compare to other ZIPs in Missouri?

ZIP 63130 is in the middle among Missouri ZIP codes for rent, ranking #51 of 137 at $1,519/mo. Over the year to September 2026, rent in ZIP 63130 changed +5.4%, against a typical +4.6% across the 119 Missouri ZIP codes Zillow tracks.

How does ZIP 63130 compare to the rest of University City?

At $1,519/mo, ZIP 63130 is $2 above the University City citywide median of $1,517/mo.
Income Affordability
21%
VERY AFFORDABLE

At $1,519/mo, rent takes ~21% of ZIP 63130's median household income ($85,823/yr). The standard benchmark is 30%.

ZIP 63130 21%Benchmark 30%
State income tax2–4.7%
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Schools nearby

Public schools near ZIP 63130 (University City, MO)

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