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ZIP Code · MO

ZIP 65401

Part of Rolla, MO
Pop. 32,714·Phelps County·135th most expensive ZIP in Missouri
Median rent (all units)
$828/mo
Year-over-Year
+5.8%
Month-over-Month
-2.8%
vs US Median
-$1,137
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 65401 · $828
More affordable than 100% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$730
1 BR
$740
2 BR
$930
3 BR
$1,220
4 BR+
$1,240
Research median
$930/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$9,936/yr
At $828/mo median
Location
CityRolla
StateMO
CountyPhelps County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+5.8% YoY, -2.8% MoM), not inventory.
Demographics

Who lives here

ZIP 65401 (Rolla, MO) is majority owner-occupied, skews toward younger working-age adults, has a median income below the national average, 36% of residents hold a bachelor's degree or higher.

Population
32,714
Median income
$56,081
Median age
33.8
Renters
44.5%
Age distribution
19.8%
31.4%
21.9%
15.5%
Under 1819.8%
18–3431.4%
35–5421.9%
55–6411.3%
65+15.5%
Gender
53.7%
46.3%
Male53.7%
Female46.3%
Race & ethnicity
85.2%
White85.2%
Black3.2%
Hispanic3.3%
Asian5.1%
Other3.2%
Education (25+)
30.5%
25.7%
36%
No HS diploma7.9%
HS diploma30.5%
Some college25.7%
Bachelor's+36%
Housing tenure
55.5%
44.5%
Owner55.5%
Renter44.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 65401 in Rolla, MO has changed in 5 years

Income
$46,453 → $56,081
up 20.7%
Population
32,947 → 32,714
down 0.7%
Renter share
44% → 44.5%
+0.5 pts
Bachelor's+
35.7% → 36%
+0.3 pts
Median age
32.7 → 33.8
+1.1 yrs

Median household income climbed from $46,453 to $56,081 between 2021 and 2024, a 20.7% shift.

Community

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Local insights

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About renting in ZIP 65401

Last updated: July 20, 2026

ZIP code 65401 covers Rolla, MO. The median rent here is $828/mo as of July 2026. A 1-bedroom rents for a median of $740/mo. A 2-bedroom rents for a median of $930/mo.

At 18% of local median household income ($56,081/yr), ZIP 65401 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 65401?

As of July 20, 2026, the median monthly rent in ZIP 65401 (Rolla, MO) is $828. This is based on aggregated data from public sources and community submissions.

How does ZIP 65401 rent compare to the US average?

ZIP 65401's median rent of $828/mo is $1,137 (58%) below the US national median of $1,965/mo.

How does ZIP 65401 compare to other ZIPs in Missouri?

ZIP 65401 is among the more affordable ZIP codes in Missouri, ranking #135 out of 136 ZIPs at $828/mo.

How much income do you need to rent in ZIP 65401?

To keep rent at or below 30% of gross income, you would need to earn at least $33,000/year (~$16/hour full-time) to afford the median rent of $828/mo in ZIP 65401. The local median household income is $56,081/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 65401?

Rent in ZIP 65401 has increased 5.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 65401 an affordable place to rent?

ZIP 65401 is considered very affordable for renters. At $828/mo, rent takes approximately 18% of the local median household income ($56,081/yr). The standard benchmark is 30%. ZIP 65401 falls comfortably within that range.

What percentage of ZIP 65401 residents rent vs. own?

According to Census data, approximately 44.5% of ZIP 65401 households are renters, while 55.5% are owner-occupied. ZIP 65401 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 65401 compare to the rest of Rolla?

ZIP 65401 sits right at the Rolla citywide median of $828/mo.

When was rent data for ZIP 65401 last updated?

Rent data for ZIP 65401 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
18%
VERY AFFORDABLE

At $828/mo, rent takes ~18% of ZIP 65401's median household income ($56,081/yr). The standard benchmark is 30%.

ZIP 65401 18%Benchmark 30%
State income tax2–4.7%
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Schools nearby

Public schools near ZIP 65401 (Rolla, MO)

Recent submissions

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