ZIP Code · TX

ZIP 75098

Part of Wylie, TX
Pop. 69,325·Collin County·136th most expensive ZIP in Texas
Median rent (all units)
$1,874/mo
Year-over-Year
Stable
Month-over-Month
+0.4%
vs US Median
-$58
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 75098 · $1,874
More expensive than 54% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,424
1 BR
$1,486
2 BR
$1,738
3 BR
$2,191
4 BR+
$2,784
Research median
$1,738/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 75098 usually run 0.8% below trend in February and 0.7% above it in October, about $28 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 75098 is 1.2% below its high of $1,896 in July 2024, at $1,874 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75098 changed -0.1% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 75098 rose 32.6% while median household income rose 29% ($94,641 to $122,089). Rent outpaced income.

Since before the pandemic

Rent in ZIP 75098 is 28.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($122,089) is $3,052 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,490); a 3-bedroom is $3,140.

Cheaper nearby

ZIP 75089, 5 miles away, rents for 16% less ($1,573/mo), about $3,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 75098. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,488/yr
At $1,874/mo median
Location
CityWylie
StateTX
CountyCollin County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.1% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 75098 (Wylie, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 43.7% of residents hold a bachelor's degree or higher.

Population
69,325
Median income
$122,089
Median age
35.3
Renters
20.1%
Age distribution
28.2%
21.1%
31%
Under 1828.2%
18–3421.1%
35–5431%
55–649.7%
65+10.1%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
53.9%
13.3%
18.7%
White53.9%
Black13.3%
Hispanic18.7%
Asian11.9%
Other2.2%
Education (25+)
17.6%
30.1%
43.7%
No HS diploma8.6%
HS diploma17.6%
Some college30.1%
Bachelor's+43.7%
Housing tenure
79.9%
20.1%
Owner79.9%
Renter20.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75098 in Wylie, TX has changed in 5 years

Rent
$1,549 → $1,874
up 21.0%
Income
$101,460 → $122,089
up 20.3%
Population
64,326 → 69,325
up 7.8%
Renter share
23.2% → 20.1%
-3.1 pts
Bachelor's+
37% → 43.7%
+6.7 pts
Median age
34.5 → 35.3
+0.8 yrs

Across the past five years, the going rent in ZIP 75098 in Wylie, TX has shifted from $1,549 to $1,874, up 21.0% since 2021. Median household income climbed from $101,460 to $122,089 between 2021 and 2024, a 20.3% shift. Census counts show ZIP 75098 in Wylie, TX adding about 4,999 residents over the five-year window, up 7.8% on net. The renter share has eased from 23.2% to 20.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 37% to 43.7% across the same window. Taken together, the five-year picture in ZIP 75098 in Wylie, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 75098

Last updated: October 17, 2026

ZIP code 75098 covers Wylie, TX. The median rent here is $1,874/mo as of October 2026. A 1-bedroom rents for a median of $1,486/mo. A 2-bedroom rents for a median of $1,738/mo.

At 18% of local median household income ($122,089/yr), ZIP 75098 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75098?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,874/mo in ZIP 75098. The local median household income is $122,089/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75098?

Rent in ZIP 75098 has been roughly flat over the past year as of September 2026, a -0.1% change. It sits 1.2% below its high of $1,896 in July 2024.

When is the cheapest time to rent in ZIP 75098?

Asking rents in ZIP 75098 are usually lowest in February, about 0.8% below their yearly trend, and highest in October, about 0.7% above it. At today's median that is a gap of roughly $28 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 75098?

Yes. From 2019 to 2024, rent in ZIP 75098 rose 32.6% while median household income rose 29%, from $94,641 to $122,089. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 75098 compare to other ZIPs in Texas?

ZIP 75098 is one of the pricier among Texas ZIP codes for rent, ranking #136 of 693 at $1,874/mo. Over the year to September 2026, rent in ZIP 75098 changed -0.1%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 75098 compare to the rest of Wylie?

At $1,874/mo, ZIP 75098 is $6 below the Wylie citywide median of $1,880/mo.
Income Affordability
18%
VERY AFFORDABLE

At $1,874/mo, rent takes ~18% of ZIP 75098's median household income ($122,089/yr). The standard benchmark is 30%.

ZIP 75098 18%Benchmark 30%
State income taxNone
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