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ZIP Code · TX

ZIP 75428

Part of Commerce, TX
Pop. 11,531·Hunt County·649th most expensive ZIP in Texas
Median rent (all units)
$1,113/mo
Year-over-Year
-2.5%
Month-over-Month
+1.4%
vs US Median
-$852
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 75428 · $1,113
More affordable than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,010
1 BR
$1,050
2 BR
$1,240
3 BR
$1,560
4 BR+
$1,980
Research median
$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$13,356/yr
At $1,113/mo median
Location
StateTX
CountyHunt County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-2.5% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 75428 (Commerce, TX) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 27.3% of residents hold a bachelor's degree or higher.

Population
11,531
Median income
$51,424
Median age
28.8
Renters
48.1%
Age distribution
16.5%
44.9%
21.7%
Under 1816.5%
18–3444.9%
35–5421.7%
55–647.2%
65+9.7%
Gender
47.1%
52.9%
Male47.1%
Female52.9%
Race & ethnicity
59.6%
16.9%
20.3%
White59.6%
Black16.9%
Hispanic20.3%
Asian2.1%
Other1.2%
Education (25+)
16%
25.3%
31.5%
27.3%
No HS diploma16%
HS diploma25.3%
Some college31.5%
Bachelor's+27.3%
Housing tenure
51.9%
48.1%
Owner51.9%
Renter48.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75428 in Commerce, TX has changed in 5 years

Income
$45,614 → $51,424
up 12.7%
Population
11,000 → 11,531
up 4.8%
Renter share
49.6% → 48.1%
-1.5 pts
Bachelor's+
26.4% → 27.3%
+0.9 pts
Median age
26.2 → 28.8
+2.6 yrs

Median household income rose from $45,614 to $51,424 between 2021 and 2024, a 12.7% shift. The population has grown by 4.8% since 2021, moving from about 11,000 residents to roughly 11,531. Renters now make up 48.1% of households, compared with 49.6% five years ago.

Community

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Local insights

Tips for renters in ZIP 75428

About renting in ZIP 75428

Last updated: July 20, 2026

ZIP code 75428 covers Commerce, TX. The median rent here is $1,113/mo as of July 2026. A 1-bedroom rents for a median of $1,050/mo. A 2-bedroom rents for a median of $1,240/mo.

At 26% of local median household income ($51,424/yr), ZIP 75428 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 75428?

As of July 20, 2026, the median monthly rent in ZIP 75428 (Commerce, TX) is $1,113. This is based on aggregated data from public sources and community submissions.

How does ZIP 75428 rent compare to the US average?

ZIP 75428's median rent of $1,113/mo is $852 (43%) below the US national median of $1,965/mo.

How does ZIP 75428 compare to other ZIPs in Texas?

ZIP 75428 is among the more affordable ZIP codes in Texas, ranking #649 out of 689 ZIPs at $1,113/mo.

How much income do you need to rent in ZIP 75428?

To keep rent at or below 30% of gross income, you would need to earn at least $45,000/year (~$22/hour full-time) to afford the median rent of $1,113/mo in ZIP 75428. The local median household income is $51,424/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 75428?

Rent in ZIP 75428 has decreased 2.5% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 75428 an affordable place to rent?

ZIP 75428 is considered affordable for renters. At $1,113/mo, rent takes approximately 26% of the local median household income ($51,424/yr). The standard benchmark is 30%. ZIP 75428 falls comfortably within that range.

What percentage of ZIP 75428 residents rent vs. own?

According to Census data, approximately 48.1% of ZIP 75428 households are renters, while 51.9% are owner-occupied. ZIP 75428 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 75428 compare to the rest of Commerce?

ZIP 75428 is pricier than Commerce as a whole. At $1,113/mo, it's $20 above the Commerce citywide median of $1,093/mo.

When was rent data for ZIP 75428 last updated?

Rent data for ZIP 75428 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $1,113/mo, rent takes ~26% of ZIP 75428's median household income ($51,424/yr). The standard benchmark is 30%.

ZIP 75428 26%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 75428 (Commerce, TX)

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