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ZIP Code · TX

ZIP 76401

Pop. 31,375·Erath County·686th most expensive ZIP in Texas
Median rent (all units)
$953/mo
Year-over-Year
-32.9%
Month-over-Month
-22.7%
vs US Median
-$1,012
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 76401 · $953
More affordable than 99% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$890
1 BR
$890
2 BR
$1,170
3 BR
$1,630
4 BR+
$1,900
Research median
$1,170/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$11,436/yr
At $953/mo median
Location
StateTX
CountyErath County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 32.9% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-32.9% YoY, -22.7% MoM), not inventory.
Demographics

Who lives here

ZIP 76401 (Stephenville, TX) is majority owner-occupied, skews toward younger working-age adults, has a median income below the national average, 34.1% of residents hold a bachelor's degree or higher.

Population
31,375
Median income
$61,210
Median age
29.7
Renters
44.1%
Age distribution
20%
37.5%
19.6%
13.9%
Under 1820%
18–3437.5%
35–5419.6%
55–649.1%
65+13.9%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
80.5%
18.5%
White80.5%
Black2.4%
Hispanic18.5%
Asian1.3%
Education (25+)
27.1%
28.1%
34.1%
No HS diploma10.7%
HS diploma27.1%
Some college28.1%
Bachelor's+34.1%
Housing tenure
55.9%
44.1%
Owner55.9%
Renter44.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76401 in Stephenville, TX has changed in 5 years

Income
$54,431 → $61,210
up 12.5%
Population
29,724 → 31,375
up 5.6%
Renter share
44.5% → 44.1%
-0.4 pts
Bachelor's+
34.6% → 34.1%
-0.5 pts
Median age
29.1 → 29.7
+0.6 yrs

Census figures show median household income at $61,210 today, compared with $54,431 five years earlier. The population has grown by 5.6% since 2021, moving from about 29,724 residents to roughly 31,375.

Community

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Local insights

Tips for renters in ZIP 76401

About renting in ZIP 76401

Last updated: July 20, 2026

ZIP code 76401 covers Stephenville, TX. The median rent here is $953/mo as of July 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,170/mo.

At 19% of local median household income ($61,210/yr), ZIP 76401 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 32.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 76401?

As of July 20, 2026, the median monthly rent in ZIP 76401 (Stephenville, TX) is $953. This is based on aggregated data from public sources and community submissions.

How does ZIP 76401 rent compare to the US average?

ZIP 76401's median rent of $953/mo is $1,012 (52%) below the US national median of $1,965/mo.

How does ZIP 76401 compare to other ZIPs in Texas?

ZIP 76401 is among the more affordable ZIP codes in Texas, ranking #686 out of 689 ZIPs at $953/mo.

How much income do you need to rent in ZIP 76401?

To keep rent at or below 30% of gross income, you would need to earn at least $38,000/year (~$18/hour full-time) to afford the median rent of $953/mo in ZIP 76401. The local median household income is $61,210/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 76401?

Rent in ZIP 76401 has decreased 32.9% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 76401 an affordable place to rent?

ZIP 76401 is considered very affordable for renters. At $953/mo, rent takes approximately 19% of the local median household income ($61,210/yr). The standard benchmark is 30%. ZIP 76401 falls comfortably within that range.

What percentage of ZIP 76401 residents rent vs. own?

According to Census data, approximately 44.1% of ZIP 76401 households are renters, while 55.9% are owner-occupied. ZIP 76401 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 76401 compare to the rest of Stephenville?

ZIP 76401 sits right at the Stephenville citywide median of $953/mo.

When was rent data for ZIP 76401 last updated?

Rent data for ZIP 76401 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $953/mo, rent takes ~19% of ZIP 76401's median household income ($61,210/yr). The standard benchmark is 30%.

ZIP 76401 19%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 76401 (Stephenville, TX)

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