ZIP Code · TX

ZIP 78108

Part of Cibolo, TX
Pop. 49,784·Guadalupe County·231st most expensive ZIP in Texas
Median rent (all units)
$1,737/mo
Year-over-Year
-2.3%
Month-over-Month
-0.2%
vs US Median
-$195
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 78108 · $1,737
More affordable than 55% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,620
1 BR
$1,770
2 BR
$2,140
3 BR
$2,750
4 BR+
$3,200
Research median
$2,140/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 78108 usually run 0.9% below trend in January and 0.6% above it in June, about $26 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 78108 is 3.4% below its high of $1,799 in November 2025, at $1,737 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 78108 changed -2.3% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 78108 rose 27.9% while median household income rose 12.7% ($100,271 to $113,004). Rent outpaced income.

Since before the pandemic

Rent in ZIP 78108 is 22.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($113,004) is $2,825 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,750); a 4-bedroom is $3,200.

Cheaper nearby

ZIP 78154, 3 miles away, rents for 11% less ($1,550/mo), about $2,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78108. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$20,844/yr
At $1,737/mo median
Location
CityCibolo
StateTX
CountyGuadalupe County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 2.3% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-2.3% YoY, -0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 78108 (Cibolo, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 42.2% of residents hold a bachelor's degree or higher.

Population
49,784
Median income
$113,004
Median age
35.5
Renters
16.1%
Age distribution
28.5%
20.7%
30.7%
Under 1828.5%
18–3420.7%
35–5430.7%
55–649.2%
65+11%
Gender
50.3%
49.7%
Male50.3%
Female49.7%
Race & ethnicity
50.1%
13.2%
32.4%
White50.1%
Black13.2%
Hispanic32.4%
Asian3.5%
Other0.7%
Education (25+)
21.3%
29.7%
42.2%
No HS diploma6.7%
HS diploma21.3%
Some college29.7%
Bachelor's+42.2%
Housing tenure
83.9%
16.1%
Owner83.9%
Renter16.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78108 in Cibolo, TX has changed in 5 years

Rent
$1,492 → $1,737
up 16.4%
Income
$102,602 → $113,004
up 10.1%
Population
44,734 → 49,784
up 11.3%
Renter share
15% → 16.1%
+1.1 pts
Bachelor's+
37.6% → 42.2%
+4.6 pts
Median age
34.7 → 35.5
+0.8 yrs

Since 2021, the typical rent in ZIP 78108 in Cibolo, TX has increased from $1,492 to $1,737, a 16.4% change over five years. On the earnings side, the typical household in ZIP 78108 in Cibolo, TX now reports about $113,004, up from $102,602 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 11.3% since 2021, moving from about 44,734 residents to roughly 49,784. College-educated residents now make up 42.2% of adults here, versus 37.6% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 78108 in Cibolo, TX reflects that arc in its own way.

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About renting in ZIP 78108

Last updated: October 17, 2026

ZIP code 78108 covers Cibolo, TX. The median rent here is $1,737/mo as of October 2026. A 1-bedroom rents for a median of $1,770/mo. A 2-bedroom rents for a median of $2,140/mo.

At 18% of local median household income ($113,004/yr), ZIP 78108 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78108?

To keep rent at or below 30% of gross income, you would need to earn at least $69,000/year (about $33/hour full-time) to afford the median rent of $1,737/mo in ZIP 78108. The local median household income is $113,004/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 78108?

Rent in ZIP 78108 has fallen 2.3% over the past year as of September 2026. It sits 3.4% below its high of $1,799 in November 2025.

When is the cheapest time to rent in ZIP 78108?

Asking rents in ZIP 78108 are usually lowest in January, about 0.9% below their yearly trend, and highest in June, about 0.6% above it. At today's median that is a gap of roughly $26 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 78108?

Yes. From 2019 to 2024, rent in ZIP 78108 rose 27.9% while median household income rose 12.7%, from $100,271 to $113,004. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 78108 compare to other ZIPs in Texas?

ZIP 78108 is one of the pricier among Texas ZIP codes for rent, ranking #231 of 693 at $1,737/mo. Over the year to September 2026, rent in ZIP 78108 changed -2.3%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 78108 compare to the rest of Cibolo?

At $1,737/mo, ZIP 78108 is $60 above the Cibolo citywide median of $1,677/mo.
Income Affordability
18%
VERY AFFORDABLE

At $1,737/mo, rent takes ~18% of ZIP 78108's median household income ($113,004/yr). The standard benchmark is 30%.

ZIP 78108 18%Benchmark 30%
State income taxNone
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Public schools near ZIP 78108 (Cibolo, TX)

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