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ZIP Code · TX

ZIP 78621

Part of Elgin, TX
Pop. 30,411·Bastrop County·204th most expensive ZIP in Texas
Median rent (all units)
$1,781/mo
Year-over-Year
Stable
Month-over-Month
-4.5%
vs US Median
-$184
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 78621 · $1,781
More affordable than 53% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,490
2 BR
$1,760
3 BR
$2,240
4 BR+
$2,600
Research median
$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,372/yr
At $1,781/mo median
Location
CityElgin
StateTX
CountyBastrop County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -4.5% MoM), not inventory.
Demographics

Who lives here

ZIP 78621 (Elgin, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 24.3% of residents hold a bachelor's degree or higher.

Population
30,411
Median income
$98,534
Median age
36.2
Renters
18.9%
Age distribution
28.7%
19.2%
25.6%
14%
12.5%
Under 1828.7%
18–3419.2%
35–5425.6%
55–6414%
65+12.5%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
40.1%
54.6%
White40.1%
Black7.6%
Hispanic54.6%
Asian0.6%
Education (25+)
20.4%
28.5%
26.8%
24.3%
No HS diploma20.4%
HS diploma28.5%
Some college26.8%
Bachelor's+24.3%
Housing tenure
81.1%
18.9%
Owner81.1%
Renter18.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78621 in Elgin, TX has changed in 5 years

Income
$85,262 → $98,534
up 15.6%
Population
24,919 → 30,411
up 22.0%
Renter share
18.2% → 18.9%
+0.7 pts
Bachelor's+
21.6% → 24.3%
+2.7 pts

Household income in the area moved from $85,262 to $98,534 across the same window, up 15.6% versus 2021. Census counts show ZIP 78621 in Elgin, TX adding about 5,492 residents over the five-year window, up 22.0% on net. Bachelor's-degree-or-higher attainment moved from 21.6% to 24.3% across the same window.

Community

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Local insights

Tips for renters in ZIP 78621

About renting in ZIP 78621

Last updated: July 20, 2026

ZIP code 78621 covers Elgin, TX. The median rent here is $1,781/mo as of July 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,760/mo.

At 22% of local median household income ($98,534/yr), ZIP 78621 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78621?

As of July 20, 2026, the median monthly rent in ZIP 78621 (Elgin, TX) is $1,781. This is based on aggregated data from public sources and community submissions.

How does ZIP 78621 rent compare to the US average?

ZIP 78621's median rent of $1,781/mo is $184 (9%) below the US national median of $1,965/mo.

How does ZIP 78621 compare to other ZIPs in Texas?

ZIP 78621 is one of the pricier ZIP codes in Texas, ranking #204 out of 689 ZIPs tracked at $1,781/mo.

How much income do you need to rent in ZIP 78621?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,781/mo in ZIP 78621. The local median household income is $98,534/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 78621?

Rent in ZIP 78621 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 78621 an affordable place to rent?

ZIP 78621 is considered very affordable for renters. At $1,781/mo, rent takes approximately 22% of the local median household income ($98,534/yr). The standard benchmark is 30%. ZIP 78621 falls comfortably within that range.

What percentage of ZIP 78621 residents rent vs. own?

According to Census data, approximately 18.9% of ZIP 78621 households are renters, while 81.1% are owner-occupied. ZIP 78621 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78621 compare to the rest of Elgin?

ZIP 78621 is more affordable than Elgin overall. At $1,781/mo, it's $11 below the Elgin citywide median of $1,792/mo.

When was rent data for ZIP 78621 last updated?

Rent data for ZIP 78621 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,781/mo, rent takes ~22% of ZIP 78621's median household income ($98,534/yr). The standard benchmark is 30%.

ZIP 78621 22%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 78621 (Elgin, TX)

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