ZIP Code · TX

ZIP 78681

Pop. 56,691·Williamson County·206th most expensive ZIP in Texas
Median rent (all units)
$1,771/mo
Year-over-Year
+0.6%
Month-over-Month
+0.8%
vs US Median
-$161
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 78681 · $1,771
More affordable than 53% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,660
1 BR
$1,760
2 BR
$2,090
3 BR
$2,650
4 BR+
$3,120
Research median
$2,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 78681 usually run 1.5% below trend in December and 1.3% above it in July, about $50 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 78681 is 8.7% below its high of $1,939 in February 2023, at $1,771 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 78681 changed +0.6% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 78681 rose 28% while median household income rose 27.7% ($107,912 to $137,819). Rent outpaced income.

Since before the pandemic

Rent in ZIP 78681 is 21.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($137,819) is $3,445 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,120).

Rank in Round Rock

3rd cheapest of 3 ZIP codes in Round Rock.

Cheaper nearby

ZIP 78729, 6 miles away, rents for 29% less ($1,266/mo), about $6,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78681. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$21,252/yr
At $1,771/mo median
Location
StateTX
CountyWilliamson County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.6% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 78681 (Round Rock, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 58% of residents hold a bachelor's degree or higher.

Population
56,691
Median income
$137,819
Median age
39.3
Renters
26.1%
Age distribution
26.7%
17%
34.3%
Under 1826.7%
18–3417%
35–5434.3%
55–6410.8%
65+11.3%
Gender
51.3%
48.7%
Male51.3%
Female48.7%
Race & ethnicity
61.8%
22%
13%
White61.8%
Black4.6%
Hispanic22%
Asian13%
Education (25+)
12.2%
25.7%
58%
No HS diploma4.1%
HS diploma12.2%
Some college25.7%
Bachelor's+58%
Housing tenure
73.9%
26.1%
Owner73.9%
Renter26.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78681 in Round Rock, TX has changed in 5 years

Rent
$1,553 → $1,771
up 14.0%
Income
$112,020 → $137,819
up 23.0%
Population
57,451 → 56,691
down 1.3%
Renter share
25.6% → 26.1%
+0.5 pts
Bachelor's+
53.9% → 58%
+4.1 pts
Median age
38.6 → 39.3
+0.7 yrs

Rent in ZIP 78681 in Round Rock, TX has increased 14.0% since 2021, going from about $1,553 per month to roughly $1,771 today. Census figures show median household income at $137,819 today, compared with $112,020 five years earlier. Income growth outran rent by about 9.0 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 57,451 to 56,691 between 2021 and 2024, a 1.3% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 53.9% to 58%. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 78681

Last updated: October 17, 2026

ZIP code 78681 covers Round Rock, TX. The median rent here is $1,771/mo as of October 2026. A 1-bedroom rents for a median of $1,760/mo. A 2-bedroom rents for a median of $2,090/mo.

At 15% of local median household income ($137,819/yr), ZIP 78681 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78681?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (about $34/hour full-time) to afford the median rent of $1,771/mo in ZIP 78681. The local median household income is $137,819/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 78681?

Rent in ZIP 78681 has risen 0.6% over the past year as of September 2026. It sits 8.7% below its high of $1,939 in February 2023.

When is the cheapest time to rent in ZIP 78681?

Asking rents in ZIP 78681 are usually lowest in December, about 1.5% below their yearly trend, and highest in July, about 1.3% above it. At today's median that is a gap of roughly $50 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 78681?

Yes. From 2019 to 2024, rent in ZIP 78681 rose 28% while median household income rose 27.7%, from $107,912 to $137,819. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 78681 compare to other ZIPs in Texas?

ZIP 78681 is one of the pricier among Texas ZIP codes for rent, ranking #206 of 693 at $1,771/mo. Over the year to September 2026, rent in ZIP 78681 changed +0.6%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 78681 compare to the rest of Round Rock?

At $1,771/mo, ZIP 78681 is $62 above the Round Rock citywide median of $1,709/mo. It is the 3rd cheapest of 3 ZIP codes in Round Rock.
Income Affordability
15%
VERY AFFORDABLE

At $1,771/mo, rent takes ~15% of ZIP 78681's median household income ($137,819/yr). The standard benchmark is 30%.

ZIP 78681 15%Benchmark 30%
State income taxNone
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