ZIP Code · CO

ZIP 80521

Pop. 38,776·Larimer County·103rd most expensive ZIP in Colorado
Median rent (all units)
$1,863/mo
Year-over-Year
-0.5%
Month-over-Month
-0.8%
vs US Median
-$69
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 80521 · $1,863
More expensive than 53% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,380
1 BR
$1,400
2 BR
$1,580
3 BR
$2,180
4 BR+
$2,320
Research median
$1,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

September. Asking rents in ZIP 80521 usually run 1.8% below trend in September and 1.4% above it in April, about $60 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 80521 is 1.8% below its high of $1,898 in March 2026, at $1,863 as of September 2026.

Past year vs. the rest of Colorado

Rent in ZIP 80521 changed -0.5% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 80521 rose 35.1% while median household income rose 19.9% ($48,446 to $58,082). Rent outpaced income.

Since before the pandemic

Rent in ZIP 80521 is 38.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($58,082) is $1,452 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,400); a 2-bedroom is $1,580.

Rank in Fort Collins

2nd cheapest of 5 ZIP codes in Fort Collins.

From Zillow's monthly rent index (ZORI) for ZIP 80521. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$22,356/yr
At $1,863/mo median
Location
StateCO
CountyLarimer County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.5% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-0.5% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 80521 (Fort Collins, CO) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 64% of residents hold a bachelor's degree or higher.

Population
38,776
Median income
$58,082
Median age
22.9
Renters
63.2%
Age distribution
62.7%
15.8%
Under 189.7%
18–3462.7%
35–5415.8%
55–644.3%
65+7.5%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
82.7%
White82.7%
Black1.9%
Hispanic10.8%
Asian3.8%
Other0.8%
Education (25+)
14.3%
19.6%
64%
No HS diploma2.1%
HS diploma14.3%
Some college19.6%
Bachelor's+64%
Housing tenure
36.8%
63.2%
Owner36.8%
Renter63.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 80521 in Fort Collins, CO has changed in 5 years

Rent
$1,434 → $1,863
up 29.9%
Income
$50,712 → $58,082
up 14.5%
Population
37,867 → 38,776
up 2.4%
Renter share
62.6% → 63.2%
+0.6 pts
Bachelor's+
60.4% → 64%
+3.6 pts
Median age
23.5 → 22.9
-0.6 yrs

Rent in ZIP 80521 in Fort Collins, CO has increased 29.9% since 2021, going from about $1,434 per month to roughly $1,863 today. On the earnings side, the typical household in ZIP 80521 in Fort Collins, CO now reports about $58,082, up from $50,712 in 2021. Rent outpaced income growth by roughly 15.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 37,867 to 38,776 between 2021 and 2024, a 2.4% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 60.4% to 64%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 80521 in Fort Collins, CO reflects that arc in its own way.

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About renting in ZIP 80521

Last updated: October 17, 2026

ZIP code 80521 covers Fort Collins, CO. The median rent here is $1,863/mo as of October 2026. A 1-bedroom rents for a median of $1,400/mo. A 2-bedroom rents for a median of $1,580/mo.

At 38% of local median household income ($58,082/yr), ZIP 80521 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 80521?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,863/mo in ZIP 80521. The local median household income is $58,082/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 80521?

Rent in ZIP 80521 has been roughly flat over the past year as of September 2026, a -0.5% change. It sits 1.8% below its high of $1,898 in March 2026.

When is the cheapest time to rent in ZIP 80521?

Asking rents in ZIP 80521 are usually lowest in September, about 1.8% below their yearly trend, and highest in April, about 1.4% above it. At today's median that is a gap of roughly $60 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 80521?

Yes. From 2019 to 2024, rent in ZIP 80521 rose 35.1% while median household income rose 19.9%, from $48,446 to $58,082. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 80521 compare to other ZIPs in Colorado?

ZIP 80521 is in the middle among Colorado ZIP codes for rent, ranking #103 of 168 at $1,863/mo. Over the year to September 2026, rent in ZIP 80521 changed -0.5%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.

How does ZIP 80521 compare to the rest of Fort Collins?

At $1,863/mo, ZIP 80521 is $96 below the Fort Collins citywide median of $1,959/mo. It is the 2nd cheapest of 5 ZIP codes in Fort Collins.
Income Affordability
38%
MODERATE

At $1,863/mo, rent takes ~38% of ZIP 80521's median household income ($58,082/yr). The standard benchmark is 30%.

ZIP 80521 38%Benchmark 30%
State income tax4.4%
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Schools nearby

Public schools near ZIP 80521 (Fort Collins, CO)

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