ZIP Code · CO

ZIP 80524

Pop. 40,030·Larimer County·63rd most expensive ZIP in Colorado
Median rent (all units)
$2,055/mo
Year-over-Year
-0.7%
Month-over-Month
-0.6%
vs US Median
+$123
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 80524 · $2,055
More expensive than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,420
1 BR
$1,440
2 BR
$1,630
3 BR
$2,250
4 BR+
$2,400
Research median
$1,630/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 80524 usually run 2.2% below trend in December and 1.5% above it in June, about $76 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 80524 is 2.7% below its high of $2,111 in April 2026, at $2,055 as of September 2026.

Past year vs. the rest of Colorado

Rent in ZIP 80524 changed -0.7% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 80524 rose 32.7% while median household income rose 34.4% ($63,273 to $85,035). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 80524 is 34.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 5 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($85,035) is $2,126 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,630); a 3-bedroom is $2,250.

Rank in Fort Collins

4th cheapest of 5 ZIP codes in Fort Collins.

From Zillow's monthly rent index (ZORI) for ZIP 80524. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,660/yr
At $2,055/mo median
Location
StateCO
CountyLarimer County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.7% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-0.7% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 80524 (Fort Collins, CO) is majority owner-occupied, skews toward younger working-age adults, 52.8% of residents hold a bachelor's degree or higher.

Population
40,030
Median income
$85,035
Median age
35.9
Renters
35.7%
Age distribution
17.8%
30.1%
22.1%
18.1%
Under 1817.8%
18–3430.1%
35–5422.1%
55–6412%
65+18.1%
Gender
50.3%
49.7%
Male50.3%
Female49.7%
Race & ethnicity
80.1%
17.3%
White80.1%
Black1.2%
Hispanic17.3%
Asian1.2%
Education (25+)
16.4%
24%
52.8%
No HS diploma6.8%
HS diploma16.4%
Some college24%
Bachelor's+52.8%
Housing tenure
64.3%
35.7%
Owner64.3%
Renter35.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 80524 in Fort Collins, CO has changed in 5 years

Rent
$1,598 → $2,055
up 28.6%
Income
$73,959 → $85,035
up 15.0%
Population
37,236 → 40,030
up 7.5%
Renter share
32.9% → 35.7%
+2.8 pts
Bachelor's+
48.8% → 52.8%
+4.0 pts
Median age
36.6 → 35.9
-0.7 yrs

Since 2021, the typical rent in ZIP 80524 in Fort Collins, CO has climbed from $1,598 to $2,055, a 28.6% change over five years. Household income in the area moved from $73,959 to $85,035 across the same window, up 15.0% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 7.5% since 2021, moving from about 37,236 residents to roughly 40,030. Renters now make up 35.7% of households, compared with 32.9% five years ago. College-educated residents now make up 52.8% of adults here, versus 48.8% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 80524 in Fort Collins, CO look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 80524

Last updated: October 17, 2026

ZIP code 80524 covers Fort Collins, CO. The median rent here is $2,055/mo as of October 2026. A 1-bedroom rents for a median of $1,440/mo. A 2-bedroom rents for a median of $1,630/mo.

At 29% of local median household income ($85,035/yr), ZIP 80524 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 80524?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,055/mo in ZIP 80524. The local median household income is $85,035/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 80524?

Rent in ZIP 80524 has fallen 0.7% over the past year as of September 2026. It sits 2.7% below its high of $2,111 in April 2026.

When is the cheapest time to rent in ZIP 80524?

Asking rents in ZIP 80524 are usually lowest in December, about 2.2% below their yearly trend, and highest in June, about 1.5% above it. At today's median that is a gap of roughly $76 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 80524?

No. From 2019 to 2024, rent in ZIP 80524 rose 32.7% while median household income rose 34.4%, from $63,273 to $85,035. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 80524 compare to other ZIPs in Colorado?

ZIP 80524 is in the middle among Colorado ZIP codes for rent, ranking #63 of 168 at $2,055/mo. Over the year to September 2026, rent in ZIP 80524 changed -0.7%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.

How does ZIP 80524 compare to the rest of Fort Collins?

At $2,055/mo, ZIP 80524 is $96 above the Fort Collins citywide median of $1,959/mo. It is the 4th cheapest of 5 ZIP codes in Fort Collins.
Income Affordability
29%
AFFORDABLE

At $2,055/mo, rent takes ~29% of ZIP 80524's median household income ($85,035/yr). The standard benchmark is 30%.

ZIP 80524 29%Benchmark 30%
State income tax4.4%
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Schools nearby

Public schools near ZIP 80524 (Fort Collins, CO)

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