ZIP Code · CO

ZIP 80537

Part of Loveland, CO

Pop. 44,425·Larimer County·113th most expensive ZIP in Colorado

Median rent (all units)

$1,798/mo

Year-over-Year

+1.9%

Month-over-Month

Stable

vs US Median

-$134

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 80537 · $1,798

More affordable than 51% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,410

1 BR

$1,440

2 BR

$1,620

3 BR

$2,230

4 BR+

$2,380

Research median

$1,620/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 80537 usually run 1.1% below trend in December and 0.6% above it in May, about $31 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 80537 is 0% below its high of $1,798 in August 2026, at $1,798 as of September 2026.

Past year vs. the rest of Colorado

Rent in ZIP 80537 changed +1.9% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 80537 rose 33.7% while median household income rose 19.7% ($72,120 to $86,325). Rent outpaced income.

Since before the pandemic

Rent in ZIP 80537 is 37.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

What a typical income covers

30% of the median household income ($86,325) is $2,158 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,620); a 3-bedroom is $2,230.

From Zillow's monthly rent index (ZORI) for ZIP 80537. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,576/yr

At $1,798/mo median

Location

CityLoveland

StateCO

CountyLarimer County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.9% YoY, +0.0% MoM), not inventory.

Demographics

Who lives here

ZIP 80537 (Loveland, CO) is majority owner-occupied, has a large retiree population, 38.6% of residents hold a bachelor's degree or higher.

Population

44,425

Median income

$86,325

Median age

41.1

Renters

36.5%

Age distribution

18.8%

23.5%

23.3%

13.4%

21.1%

Under 1818.8%

18–3423.5%

35–5423.3%

55–6413.4%

65+21.1%

Gender

51.1%

48.9%

Male51.1%

Female48.9%

Race & ethnicity

84.6%

13%

White84.6%

Hispanic13%

Asian1.5%

Other0.5%

Education (25+)

23.1%

32.9%

38.6%

No HS diploma5.4%

HS diploma23.1%

Some college32.9%

Bachelor's+38.6%

Housing tenure

63.5%

36.5%

Owner63.5%

Renter36.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 80537 in Loveland, CO has changed in 5 years

Rent

$1,383 → $1,798

up 30.0%

Income

$77,187 → $86,325

up 11.8%

Population

43,256 → 44,425

up 2.7%

Renter share

34.6% → 36.5%

+1.9 pts

Bachelor's+

37.6% → 38.6%

+1.0 pts

Compared with 2021, rent in ZIP 80537 in Loveland, CO has climbed by $415 per month, settling near $1,798 after starting the period at $1,383. Median household income grew from $77,187 to $86,325 between 2021 and 2024, a 11.8% shift. Rent outpaced income growth by roughly 18.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 43,256 to 44,425 between 2021 and 2024, a 2.7% change. About 36.5% of households rent today, against 34.6% in 2021. Taken together, the five-year picture in ZIP 80537 in Loveland, CO reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 80537

Last updated: October 17, 2026

ZIP code 80537 covers Loveland, CO. The median rent here is $1,798/mo as of October 2026. A 1-bedroom rents for a median of $1,440/mo. A 2-bedroom rents for a median of $1,620/mo.

At 25% of local median household income ($86,325/yr), ZIP 80537 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 80537?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (about $35/hour full-time) to afford the median rent of $1,798/mo in ZIP 80537. The local median household income is $86,325/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 80537?

Rent in ZIP 80537 has risen 1.9% over the past year as of September 2026. It sits 0% below its high of $1,798 in August 2026.

When is the cheapest time to rent in ZIP 80537?

Asking rents in ZIP 80537 are usually lowest in December, about 1.1% below their yearly trend, and highest in May, about 0.6% above it. At today's median that is a gap of roughly $31 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 80537?

Yes. From 2019 to 2024, rent in ZIP 80537 rose 33.7% while median household income rose 19.7%, from $72,120 to $86,325. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 80537 compare to other ZIPs in Colorado?

ZIP 80537 is one of the more affordable among Colorado ZIP codes for rent, ranking #113 of 168 at $1,798/mo. Over the year to September 2026, rent in ZIP 80537 changed +1.9%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.