Rents are 5% below what Loveland's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,910 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Loveland, CO is majority owner-occupied, has a large retiree population, 39% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Loveland, CO has changed in 5 years
Rent in Loveland, CO has climbed 31.0% since 2021, going from about $1,458 per month to roughly $1,910 today. Local incomes tracked alongside that move, going from a median of $73,907 in 2021 to $84,604 more recently. Rent outpaced income growth by roughly 16.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 75,938 to 78,410 between 2021 and 2024, a 3.3% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Loveland, CO market of 2021.
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Can you afford rent in Loveland on your salary?
At $1,910/mo, how Loveland rent compares to typical pay (30% rule).
Loveland rent by bedroom count
Median rent for each apartment size in Loveland. Click any size for full breakdown.
Tips for renters in Loveland
Last updated: August 17, 2026
The median rent in Loveland is $1,910/mo as of August 2026. A studio apartment averages $1,395/mo while a 2-bedroom runs $1,650/mo. One-bedroom apartments average $1,405/mo and 3-bedroom units go for $2,310/mo.
At 27% of local median household income ($84,604/yr), Loveland ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.5% over the past year.
Frequently asked questions
Is Loveland an affordable city for renters?
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What percentage of Loveland residents rent vs. own?
How does Loveland rent compare to the national average?
At $1,910/mo, rent takes ~27% of Loveland's median household income ($84,604/yr). The standard benchmark is 30%.
How does this area stack up?
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Estimated from ZIP-level data
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