Rents are 7% below what Loveland's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,932 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in Loveland usually run 1.2% below trend in January and 1.1% above it in July, about $44 a month apart at today's median. Based on 10 years of data.
Rent in Loveland is 0.2% below its high of $1,936 in March 2026, at $1,932 as of September 2026.
Rent in Loveland changed +1.4% over the year to September 2026. Across the 60 Colorado cities Zillow tracks, the typical change was +1.4%.
From 2019 to 2024, rent in Loveland rose 31.5% while median household income rose 23.3% ($68,592 to $84,604). Rent outpaced income.
Rent in Loveland is 32.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 6 of the last 12 months.
30% of the median household income ($84,604) is $2,115 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,650); a 3-bedroom is $2,310.
Greeley, 20 miles away, rents for 25% less ($1,454/mo), about $5,700 a year in savings.
From Zillow's monthly rent index (ZORI) for Loveland. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Loveland, CO is majority owner-occupied, has a large retiree population, 39% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Loveland, CO has changed in 5 years
Rent in Loveland, CO has climbed 25.6% since 2021, going from about $1,538 per month to roughly $1,932 today. Local incomes tracked alongside that move, going from a median of $73,907 in 2021 to $84,604 more recently. Rent outpaced income growth by roughly 11.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 75,938 to 78,410 between 2021 and 2024, a 3.3% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Loveland, CO market of 2021.
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Can you afford rent in Loveland on your salary?
At $1,932/mo, how Loveland rent compares to typical pay (30% rule).
Loveland rent by bedroom count
Median rent for each apartment size in Loveland. Click any size for full breakdown.
Tips for renters in Loveland
Last updated: October 17, 2026
The median rent in Loveland is $1,932/mo as of October 2026. A studio apartment averages $1,395/mo while a 2-bedroom runs $1,650/mo. One-bedroom apartments average $1,405/mo and 3-bedroom units go for $2,310/mo.
At 27% of local median household income ($84,604/yr), Loveland ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.
Frequently asked questions
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Which nearby cities are cheaper to rent in than Loveland?
At $1,932/mo, rent takes ~27% of Loveland's median household income ($84,604/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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