ZIP Code · ID

ZIP 83864

Part of Kootenai, ID

Pop. 20,514·Bonner County·13th most expensive ZIP in Idaho

Median rent (all units)

$1,915/mo

Year-over-Year

Stable

Month-over-Month

+1.3%

vs US Median

-$33

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 83864 · $1,915

More expensive than 56% of US ZIP codes · National median $1,948/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,080

1 BR

$1,090

2 BR

$1,430

3 BR

$1,990

4 BR+

$2,160

Research median

$1,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($70,496) is $1,762 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,430); a 3-bedroom is $1,990.

From Zillow's monthly rent index (ZORI) for ZIP 83864. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,980/yr

At $1,915/mo median

Location

CityKootenai

StateID

CountyBonner County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.3% MoM), not inventory.

Demographics

Who lives here

ZIP 83864 (Kootenai, ID) is majority owner-occupied, has a large retiree population, 35.6% of residents hold a bachelor's degree or higher.

Population

20,514

Median income

$70,496

Median age

46.8

Renters

26.1%

Age distribution

19.3%

15.9%

24.3%

14.4%

26.1%

Under 1819.3%

18–3415.9%

35–5424.3%

55–6414.4%

65+26.1%

Gender

49.5%

50.5%

Male49.5%

Female50.5%

Race & ethnicity

89.1%

White89.1%

Hispanic4.2%

Asian0.9%

Other5.5%

Education (25+)

25.9%

32.2%

35.6%

No HS diploma6.3%

HS diploma25.9%

Some college32.2%

Bachelor's+35.6%

Housing tenure

73.9%

26.1%

Owner73.9%

Renter26.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 83864 in Kootenai, ID has changed in 5 years

Income

$56,691 → $70,496

up 24.4%

Population

18,462 → 20,514

up 11.1%

Renter share

27.3% → 26.1%

-1.2 pts

Bachelor's+

35.5% → 35.6%

+0.1 pts

Median age

45 → 46.8

+1.8 yrs

On the earnings side, the typical household in ZIP 83864 in Kootenai, ID now reports about $70,496, up from $56,691 in 2021. Census counts show ZIP 83864 in Kootenai, ID adding about 2,052 residents over the five-year window, up 11.1% on net.

Community

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Local insights

Tips for renters in ZIP 83864

About renting in ZIP 83864

Last updated: September 25, 2026

ZIP code 83864 covers Kootenai, ID. The median rent here is $1,915/mo as of September 2026. A 1-bedroom rents for a median of $1,090/mo. A 2-bedroom rents for a median of $1,430/mo.

At 33% of local median household income ($70,496/yr), ZIP 83864 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 83864?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (about $37/hour full-time) to afford the median rent of $1,915/mo in ZIP 83864. The local median household income is $70,496/yr, so the typical household falls short of that bar.