ZIP Code · UT

ZIP 84045

Pop. 45,429·Utah County·19th most expensive ZIP in Utah
Median rent (all units)
$2,040/mo
Year-over-Year
-0.4%
Month-over-Month
+0.3%
vs US Median
+$108
Reported rents
Stable (Monthly)
Be the first to discuss 84045 rents ↓
Most AffordableMost Expensive
ZIP 84045 · $2,040
More expensive than 63% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,820
1 BR
$1,830
2 BR
$2,110
3 BR
$2,930
4 BR+
$3,540
Research median
$2,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 84045 is 2% below its high of $2,082 in December 2023, at $2,040 as of September 2026.

Past year vs. the rest of Utah

Rent in ZIP 84045 changed -0.4% over the year to September 2026. Across the 66 Utah ZIP codes Zillow tracks, the typical change was +1.3%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($130,331) is $3,258 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,930); a 4-bedroom is $3,540.

Cheaper nearby

ZIP 84059, 9 miles away, rents for 15% less ($1,739/mo), about $3,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 84045. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,480/yr
At $2,040/mo median
Location
StateUT
CountyUtah County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.4% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 84045 (Saratoga Springs, UT) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 50.9% of residents hold a bachelor's degree or higher.

Population
45,429
Median income
$130,331
Median age
23.7
Renters
14.8%
Age distribution
41.9%
23.8%
24.7%
Under 1841.9%
18–3423.8%
35–5424.7%
55–644.6%
65+5.1%
Gender
51.7%
48.3%
Male51.7%
Female48.3%
Race & ethnicity
82.2%
14%
White82.2%
Hispanic14%
Asian1.3%
Other2.3%
Education (25+)
35.4%
50.9%
No HS diploma2%
HS diploma11.7%
Some college35.4%
Bachelor's+50.9%
Housing tenure
85.2%
14.8%
Owner85.2%
Renter14.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 84045 in Saratoga Springs, UT has changed in 5 years

Rent
$2,020 → $2,040
up 1.0%
Income
$106,879 → $130,331
up 21.9%
Population
36,720 → 45,429
up 23.7%
Renter share
15.2% → 14.8%
-0.4 pts
Bachelor's+
48.2% → 50.9%
+2.7 pts
Median age
21.7 → 23.7
+2.0 yrs

Since 2022, the typical rent in ZIP 84045 in Saratoga Springs, UT has climbed from $2,020 to $2,040, a 1.0% change over five years. Household income in the area moved from $106,879 to $130,331 across the same window, up 21.9% versus 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 23.7% since 2021, moving from about 36,720 residents to roughly 45,429. College-educated residents now make up 50.9% of adults here, versus 48.2% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 84045 in Saratoga Springs, UT look reasonable against where the market sat half a decade ago.

Community

Discussions about ZIP 84045

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 84045

About renting in ZIP 84045

Last updated: October 17, 2026

ZIP code 84045 covers Saratoga Springs, UT. The median rent here is $2,040/mo as of October 2026. A 1-bedroom rents for a median of $1,830/mo. A 2-bedroom rents for a median of $2,110/mo.

At 19% of local median household income ($130,331/yr), ZIP 84045 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 84045?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,040/mo in ZIP 84045. The local median household income is $130,331/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 84045?

Rent in ZIP 84045 has been roughly flat over the past year as of September 2026, a -0.4% change. It sits 2% below its high of $2,082 in December 2023.

How does ZIP 84045 compare to other ZIPs in Utah?

ZIP 84045 is one of the pricier among Utah ZIP codes for rent, ranking #19 of 79 at $2,040/mo. Over the year to September 2026, rent in ZIP 84045 changed -0.4%, against a typical +1.3% across the 66 Utah ZIP codes Zillow tracks.

How does ZIP 84045 compare to the rest of Saratoga Springs?

At $2,040/mo, ZIP 84045 is $164 below the Saratoga Springs citywide median of $2,204/mo.
Income Affordability
19%
VERY AFFORDABLE

At $2,040/mo, rent takes ~19% of ZIP 84045's median household income ($130,331/yr). The standard benchmark is 30%.

ZIP 84045 19%Benchmark 30%
State income tax4.55%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 84045 (Saratoga Springs, UT)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.