ZIP Code · AZ

ZIP 85086

Part of Anthem, AZ

Pop. 43,270·Maricopa County·18th most expensive ZIP in Arizona

Median rent (all units)

$2,287/mo

Year-over-Year

+2.1%

Month-over-Month

+0.3%

vs US Median

+$355

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 85086 · $2,287

More expensive than 73% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,030

1 BR

$2,200

2 BR

$2,560

3 BR

$3,410

4 BR+

$3,790

Research median

$2,560/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 85086 usually run 1.1% below trend in February and 1% above it in July, about $48 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 85086 is 1% below its high of $2,311 in November 2024, at $2,287 as of September 2026.

Past year vs. the rest of Arizona

Rent in ZIP 85086 changed +2.1% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 85086 rose 50.5% while median household income rose 19.5% ($101,856 to $121,676). Rent outpaced income.

Since before the pandemic

Rent in ZIP 85086 is 42.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($121,676) is $3,042 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,560); a 3-bedroom is $3,410.

Cheaper nearby

ZIP 85085, 5 miles away, rents for 20% less ($1,835/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 85086. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$27,444/yr

At $2,287/mo median

Location

CityAnthem

StateAZ

CountyMaricopa County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.1% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 85086 (Anthem, AZ) is majority owner-occupied, has a median income above the national average, 43.7% of residents hold a bachelor's degree or higher.

Population

43,270

Median income

$121,676

Median age

45.5

Renters

14.8%

Age distribution

22%

15.1%

29.4%

13.6%

20%

Under 1822%

18–3415.1%

35–5429.4%

55–6413.6%

65+20%

Gender

50.1%

49.9%

Male50.1%

Female49.9%

Race & ethnicity

85.2%

White85.2%

Black1.5%

Hispanic10%

Asian3%

Education (25+)

18.7%

34.2%

43.7%

No HS diploma3.4%

HS diploma18.7%

Some college34.2%

Bachelor's+43.7%

Housing tenure

85.2%

14.8%

Owner85.2%

Renter14.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 85086 in Anthem, AZ has changed in 5 years

Rent

$1,868 → $2,287

up 22.4%

Income

$108,874 → $121,676

up 11.8%

Population

43,083 → 43,270

up 0.4%

Renter share

16.5% → 14.8%

-1.7 pts

Bachelor's+

42.9% → 43.7%

+0.8 pts

Median age

43 → 45.5

+2.5 yrs

Rent in ZIP 85086 in Anthem, AZ has climbed 22.4% since 2021, going from about $1,868 per month to roughly $2,287 today. Census figures show median household income at $121,676 today, compared with $108,874 five years earlier. Rent outpaced income growth by roughly 10.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 14.8% of households rent today, against 16.5% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 85086

Last updated: October 17, 2026

ZIP code 85086 covers Anthem, AZ. The median rent here is $2,287/mo as of October 2026. A 1-bedroom rents for a median of $2,200/mo. A 2-bedroom rents for a median of $2,560/mo.

At 23% of local median household income ($121,676/yr), ZIP 85086 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 85086?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (about $44/hour full-time) to afford the median rent of $2,287/mo in ZIP 85086. The local median household income is $121,676/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 85086?

Rent in ZIP 85086 has risen 2.1% over the past year as of September 2026. It sits 1% below its high of $2,311 in November 2024.

When is the cheapest time to rent in ZIP 85086?

Asking rents in ZIP 85086 are usually lowest in February, about 1.1% below their yearly trend, and highest in July, about 1% above it. At today's median that is a gap of roughly $48 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 85086?

Yes. From 2019 to 2024, rent in ZIP 85086 rose 50.5% while median household income rose 19.5%, from $101,856 to $121,676. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 85086 compare to other ZIPs in Arizona?

ZIP 85086 is one of the pricier among Arizona ZIP codes for rent, ranking #18 of 183 at $2,287/mo. Over the year to September 2026, rent in ZIP 85086 changed +2.1%, against a typical +1.6% across the 171 Arizona ZIP codes Zillow tracks.