ZIP Code · AZ

ZIP 85120

Pop. 31,191·Pinal County·79th most expensive ZIP in Arizona
Median rent (all units)
$1,809/mo
Year-over-Year
+0.6%
Month-over-Month
Stable
vs US Median
-$123
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 85120 · $1,809
More expensive than 50% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,190
1 BR
$1,300
2 BR
$1,530
3 BR
$2,070
4 BR+
$2,350
Research median
$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 85120 is 1.8% below its high of $1,843 in December 2025, at $1,809 as of September 2026.

Past year vs. the rest of Arizona

Rent in ZIP 85120 changed +0.6% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($57,786) is $1,445 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,300); a 2-bedroom is $1,530.

From Zillow's monthly rent index (ZORI) for ZIP 85120. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$21,708/yr
At $1,809/mo median
Location
StateAZ
CountyPinal County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.6% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 85120 (Apache Junction, AZ) is majority owner-occupied, has a large retiree population, has a median income below the national average, 15.3% of residents hold a bachelor's degree or higher.

Population
31,191
Median income
$57,786
Median age
56.6
Renters
17.8%
Age distribution
15.3%
14.4%
17.8%
16%
36.4%
Under 1815.3%
18–3414.4%
35–5417.8%
55–6416%
65+36.4%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
79%
17.6%
White79%
Black0.6%
Hispanic17.6%
Asian2.3%
Other0.5%
Education (25+)
13.2%
34.1%
37.4%
15.3%
No HS diploma13.2%
HS diploma34.1%
Some college37.4%
Bachelor's+15.3%
Housing tenure
82.2%
17.8%
Owner82.2%
Renter17.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 85120 in Apache Junction, AZ has changed in 5 years

Rent
$1,716 → $1,809
up 5.4%
Income
$47,048 → $57,786
up 22.8%
Population
29,062 → 31,191
up 7.3%
Renter share
18.4% → 17.8%
-0.6 pts
Bachelor's+
14.5% → 15.3%
+0.8 pts
Median age
57.4 → 56.6
-0.8 yrs

Across the past five years, the going rent in ZIP 85120 in Apache Junction, AZ has shifted from $1,716 to $1,809, up 5.4% since 2023. Local incomes tracked alongside that move, going from a median of $47,048 in 2021 to $57,786 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 85120 in Apache Junction, AZ adding about 2,129 residents over the five-year window, up 7.3% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 85120 in Apache Junction, AZ market of 2023.

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About renting in ZIP 85120

Last updated: October 17, 2026

ZIP code 85120 covers Apache Junction, AZ. The median rent here is $1,809/mo as of October 2026. A 1-bedroom rents for a median of $1,300/mo. A 2-bedroom rents for a median of $1,530/mo.

At 38% of local median household income ($57,786/yr), ZIP 85120 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 85120?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (about $35/hour full-time) to afford the median rent of $1,809/mo in ZIP 85120. The local median household income is $57,786/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 85120?

Rent in ZIP 85120 has risen 0.6% over the past year as of September 2026. It sits 1.8% below its high of $1,843 in December 2025.

How does ZIP 85120 compare to other ZIPs in Arizona?

ZIP 85120 is in the middle among Arizona ZIP codes for rent, ranking #79 of 183 at $1,809/mo. Over the year to September 2026, rent in ZIP 85120 changed +0.6%, against a typical +1.6% across the 171 Arizona ZIP codes Zillow tracks.

How does ZIP 85120 compare to the rest of Apache Junction?

At $1,809/mo, ZIP 85120 is $42 above the Apache Junction citywide median of $1,767/mo.
Income Affordability
38%
MODERATE

At $1,809/mo, rent takes ~38% of ZIP 85120's median household income ($57,786/yr). The standard benchmark is 30%.

ZIP 85120 38%Benchmark 30%
State income tax2.5%
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