ZIP Code · AZ

ZIP 85365

Part of Yuma, AZ
Pop. 54,775·Yuma County·109th most expensive ZIP in Arizona
Median rent (all units)
$1,648/mo
Year-over-Year
+1.2%
Month-over-Month
-0.3%
vs US Median
-$284
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 85365 · $1,648
More affordable than 62% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,260
1 BR
$1,270
2 BR
$1,670
3 BR
$2,290
4 BR+
$2,800
Research median
$1,670/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 85365 is 0.4% below its high of $1,655 in November 2025, at $1,648 as of September 2026.

Past year vs. the rest of Arizona

Rent in ZIP 85365 changed +1.2% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($70,331) is $1,758 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,670); a 3-bedroom is $2,290.

Rank in Yuma

3rd cheapest of 3 ZIP codes in Yuma.

From Zillow's monthly rent index (ZORI) for ZIP 85365. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,776/yr
At $1,648/mo median
Location
CityYuma
StateAZ
CountyYuma County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.2% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 85365 (Yuma, AZ) is majority owner-occupied, has a large retiree population, 21.5% of residents hold a bachelor's degree or higher.

Population
54,775
Median income
$70,331
Median age
35.6
Renters
20.9%
Age distribution
24%
25.2%
20.1%
22.8%
Under 1824%
18–3425.2%
35–5420.1%
55–647.9%
65+22.8%
Gender
51%
49%
Male51%
Female49%
Race & ethnicity
53.6%
48.2%
White53.6%
Black1.8%
Hispanic48.2%
Asian1.4%
Education (25+)
13.4%
27.7%
37.3%
21.5%
No HS diploma13.4%
HS diploma27.7%
Some college37.3%
Bachelor's+21.5%
Housing tenure
79.1%
20.9%
Owner79.1%
Renter20.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 85365 in Yuma, AZ has changed in 5 years

Rent
$1,557 → $1,648
up 5.8%
Income
$59,233 → $70,331
up 18.7%
Population
49,699 → 54,775
up 10.2%
Renter share
25.3% → 20.9%
-4.4 pts
Bachelor's+
20% → 21.5%
+1.5 pts
Median age
34.9 → 35.6
+0.7 yrs

Compared with 2023, rent in ZIP 85365 in Yuma, AZ has climbed by $91 per month, settling near $1,648 after starting the period at $1,557. Median household income grew from $59,233 to $70,331 between 2021 and 2024, a 18.7% shift. Income growth outran rent by about 12.9 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 49,699 to 54,775 between 2021 and 2024, a 10.2% change. About 20.9% of households rent today, against 25.3% in 2021. Taken together, the five-year picture in ZIP 85365 in Yuma, AZ reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 85365

Last updated: October 17, 2026

ZIP code 85365 covers Yuma, AZ. The median rent here is $1,648/mo as of October 2026. A 1-bedroom rents for a median of $1,270/mo. A 2-bedroom rents for a median of $1,670/mo.

At 28% of local median household income ($70,331/yr), ZIP 85365 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 85365?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (about $32/hour full-time) to afford the median rent of $1,648/mo in ZIP 85365. The local median household income is $70,331/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 85365?

Rent in ZIP 85365 has risen 1.2% over the past year as of September 2026. It sits 0.4% below its high of $1,655 in November 2025.

How does ZIP 85365 compare to other ZIPs in Arizona?

ZIP 85365 is in the middle among Arizona ZIP codes for rent, ranking #109 of 183 at $1,648/mo. Over the year to September 2026, rent in ZIP 85365 changed +1.2%, against a typical +1.6% across the 171 Arizona ZIP codes Zillow tracks.

How does ZIP 85365 compare to the rest of Yuma?

At $1,648/mo, ZIP 85365 is $223 above the Yuma citywide median of $1,425/mo. It is the 3rd cheapest of 3 ZIP codes in Yuma.
Income Affordability
28%
AFFORDABLE

At $1,648/mo, rent takes ~28% of ZIP 85365's median household income ($70,331/yr). The standard benchmark is 30%.

ZIP 85365 28%Benchmark 30%
State income tax2.5%
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Schools nearby

Public schools near ZIP 85365 (Yuma, AZ)

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