ZIP Code · CA

ZIP 91932

Pop. 25,741·San Diego County·440th most expensive ZIP in California
Median rent (all units)
$2,822/mo
Year-over-Year
-1.3%
Month-over-Month
-0.3%
vs US Median
+$890
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 91932 · $2,822
More expensive than 87% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,130
1 BR
$2,290
2 BR
$2,790
3 BR
$3,720
4 BR+
$4,500
Research median
$2,790/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 91932 usually run 1.1% below trend in January and 0.9% above it in October, about $56 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 91932 is 1.4% below its high of $2,861 in January 2026, at $2,822 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 91932 changed -1.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 91932 rose 49.8% while median household income rose 59.9% ($53,690 to $85,833). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 91932 is 45.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 4 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($85,833) is $2,146 a month. That covers HUD's Fair Market Rent for up to a studio ($2,130); a 1-bedroom is $2,290.

Cheaper nearby

ZIP 91950, 7 miles away, rents for 14% less ($2,440/mo), about $4,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 91932. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$33,864/yr
At $2,822/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 1.3% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-1.3% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 91932 (Imperial Beach, CA) is majority renter-occupied, 26.7% of residents hold a bachelor's degree or higher.

Population
25,741
Median income
$85,833
Median age
35.1
Renters
68.7%
Age distribution
22%
27.8%
27.8%
12.2%
Under 1822%
18–3427.8%
35–5427.8%
55–6410.2%
65+12.2%
Gender
51.7%
48.3%
Male51.7%
Female48.3%
Race & ethnicity
40%
53.1%
White40%
Black3.9%
Hispanic53.1%
Asian6.1%
Education (25+)
28.7%
32.7%
26.7%
No HS diploma12%
HS diploma28.7%
Some college32.7%
Bachelor's+26.7%
Housing tenure
31.3%
68.7%
Owner31.3%
Renter68.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 91932 in Imperial Beach, CA has changed in 5 years

Rent
$2,120 → $2,822
up 33.1%
Income
$68,917 → $85,833
up 24.5%
Population
26,375 → 25,741
down 2.4%
Renter share
68.2% → 68.7%
+0.5 pts
Bachelor's+
23.4% → 26.7%
+3.3 pts
Median age
33.4 → 35.1
+1.7 yrs

Since 2021, the typical rent in ZIP 91932 in Imperial Beach, CA has climbed from $2,120 to $2,822, a 33.1% change over five years. Household income in the area moved from $68,917 to $85,833 across the same window, up 24.5% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.4% since 2021, moving from about 26,375 residents to roughly 25,741. College-educated residents now make up 26.7% of adults here, versus 23.4% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 91932 in Imperial Beach, CA look reasonable against where the market sat half a decade ago.

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About renting in ZIP 91932

Last updated: October 17, 2026

ZIP code 91932 covers Imperial Beach, CA. The median rent here is $2,822/mo as of October 2026. A 1-bedroom rents for a median of $2,290/mo. A 2-bedroom rents for a median of $2,790/mo.

At 39% of local median household income ($85,833/yr), ZIP 91932 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 1.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 91932?

To keep rent at or below 30% of gross income, you would need to earn at least $113,000/year (about $54/hour full-time) to afford the median rent of $2,822/mo in ZIP 91932. The local median household income is $85,833/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 91932?

Rent in ZIP 91932 has fallen 1.3% over the past year as of September 2026. It sits 1.4% below its high of $2,861 in January 2026.

When is the cheapest time to rent in ZIP 91932?

Asking rents in ZIP 91932 are usually lowest in January, about 1.1% below their yearly trend, and highest in October, about 0.9% above it. At today's median that is a gap of roughly $56 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 91932?

No. From 2019 to 2024, rent in ZIP 91932 rose 49.8% while median household income rose 59.9%, from $53,690 to $85,833. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 91932 compare to other ZIPs in California?

ZIP 91932 is in the middle among California ZIP codes for rent, ranking #440 of 898 at $2,822/mo. Over the year to September 2026, rent in ZIP 91932 changed -1.3%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 91932 compare to the rest of Imperial Beach?

ZIP 91932 sits right at the Imperial Beach citywide median of $2,822/mo.
Income Affordability
39%
MODERATE

At $2,822/mo, rent takes ~39% of ZIP 91932's median household income ($85,833/yr). The standard benchmark is 30%.

ZIP 91932 39%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 91932 (Imperial Beach, CA)

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