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ZIP Code · CA

ZIP 92054

Pop. 38,417·San Diego County·372nd most expensive ZIP in California
Median rent (all units)
$2,958/mo
Year-over-Year
-4.2%
Month-over-Month
-0.5%
vs US Median
+$993
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92054 · $2,958
More expensive than 89% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,170
1 BR
$2,330
2 BR
$2,840
3 BR
$3,780
4 BR+
$4,590
Research median
$2,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$35,496/yr
At $2,958/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 4.2% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-4.2% YoY, -0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 92054 (Oceanside, CA) is majority renter-occupied, 39.1% of residents hold a bachelor's degree or higher.

Population
38,417
Median income
$82,408
Median age
39.1
Renters
60.9%
Age distribution
16%
28.1%
28.2%
13.1%
14.5%
Under 1816%
18–3428.1%
35–5428.2%
55–6413.1%
65+14.5%
Gender
52.6%
47.4%
Male52.6%
Female47.4%
Race & ethnicity
50.6%
39.3%
White50.6%
Black4.8%
Hispanic39.3%
Asian4.3%
Other1.1%
Education (25+)
13.4%
19%
28.6%
39.1%
No HS diploma13.4%
HS diploma19%
Some college28.6%
Bachelor's+39.1%
Housing tenure
39.1%
60.9%
Owner39.1%
Renter60.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92054 in Oceanside, CA has changed in 5 years

Rent
$2,226 → $2,958
up 32.9%
Income
$64,694 → $82,408
up 27.4%
Population
37,567 → 38,417
up 2.3%
Renter share
59.5% → 60.9%
+1.4 pts
Bachelor's+
34.3% → 39.1%
+4.8 pts
Median age
36.4 → 39.1
+2.7 yrs

Across the past five years, the going rent in ZIP 92054 in Oceanside, CA has shifted from $2,226 to $2,958, up 32.9% since 2021. Census figures show median household income at $82,408 today, compared with $64,694 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92054 in Oceanside, CA adding about 850 residents over the five-year window, up 2.3% on net. Bachelor's-degree-or-higher attainment moved from 34.3% to 39.1% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 92054

Last updated: July 20, 2026

ZIP code 92054 covers Oceanside, CA. The median rent here is $2,958/mo as of July 2026. A 1-bedroom rents for a median of $2,330/mo. A 2-bedroom rents for a median of $2,840/mo.

At 43% of local median household income ($82,408/yr), ZIP 92054 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 4.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92054?

As of July 20, 2026, the median monthly rent in ZIP 92054 (Oceanside, CA) is $2,958. This is based on aggregated data from public sources and community submissions.

How does ZIP 92054 rent compare to the US average?

ZIP 92054's median rent of $2,958/mo is $993 (51%) above the US national median of $1,965/mo.

How does ZIP 92054 compare to other ZIPs in California?

ZIP 92054 falls in the middle range for California, ranking #372 out of 907 ZIPs at $2,958/mo.

How much income do you need to rent in ZIP 92054?

To keep rent at or below 30% of gross income, you would need to earn at least $118,000/year (~$57/hour full-time) to afford the median rent of $2,958/mo in ZIP 92054. The local median household income is $82,408/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92054?

Rent in ZIP 92054 has decreased 4.2% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 92054 an affordable place to rent?

ZIP 92054 is considered stretched for renters. At $2,958/mo, rent takes approximately 43% of the local median household income ($82,408/yr). The standard benchmark is 30%. ZIP 92054 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 92054 residents rent vs. own?

According to Census data, approximately 60.9% of ZIP 92054 households are renters, while 39.1% are owner-occupied. With a majority renter population, ZIP 92054 has a strong rental market.

How does ZIP 92054 compare to the rest of Oceanside?

ZIP 92054 is more affordable than Oceanside overall. At $2,958/mo, it's $16 below the Oceanside citywide median of $2,974/mo.

When was rent data for ZIP 92054 last updated?

Rent data for ZIP 92054 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
43%
STRETCHED

At $2,958/mo, rent takes ~43% of ZIP 92054's median household income ($82,408/yr). The standard benchmark is 30%.

ZIP 92054 43%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92054 (Oceanside, CA)

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