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ZIP Code · CA

ZIP 92056

Pop. 53,616·San Diego County·392nd most expensive ZIP in California
Median rent (all units)
$2,914/mo
Year-over-Year
+3.4%
Month-over-Month
+1.6%
vs US Median
+$949
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92056 · $2,914
More expensive than 89% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,670
1 BR
$2,870
2 BR
$3,500
3 BR
$4,660
4 BR+
$5,650
Research median
$3,500/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$34,968/yr
At $2,914/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.4% YoY, +1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 92056 (Oceanside, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 41.3% of residents hold a bachelor's degree or higher.

Population
53,616
Median income
$106,272
Median age
40.4
Renters
31.9%
Age distribution
20.3%
22.7%
23.1%
12.7%
21.1%
Under 1820.3%
18–3422.7%
35–5423.1%
55–6412.7%
65+21.1%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
51.3%
32.7%
White51.3%
Black3.3%
Hispanic32.7%
Asian10%
Other2.6%
Education (25+)
16.7%
31.9%
41.3%
No HS diploma10%
HS diploma16.7%
Some college31.9%
Bachelor's+41.3%
Housing tenure
68.1%
31.9%
Owner68.1%
Renter31.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92056 in Oceanside, CA has changed in 5 years

Rent
$2,074 → $2,914
up 40.5%
Income
$90,777 → $106,272
up 17.1%
Population
54,045 → 53,616
down 0.8%
Renter share
35.7% → 31.9%
-3.8 pts
Bachelor's+
36.3% → 41.3%
+5.0 pts
Median age
38.1 → 40.4
+2.3 yrs

Across the past five years, the going rent in ZIP 92056 in Oceanside, CA has shifted from $2,074 to $2,914, up 40.5% since 2021. Census figures show median household income at $106,272 today, compared with $90,777 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has eased from 35.7% to 31.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 36.3% to 41.3% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 92056

Last updated: July 20, 2026

ZIP code 92056 covers Oceanside, CA. The median rent here is $2,914/mo as of July 2026. A 1-bedroom rents for a median of $2,870/mo. A 2-bedroom rents for a median of $3,500/mo.

At 33% of local median household income ($106,272/yr), ZIP 92056 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92056?

As of July 20, 2026, the median monthly rent in ZIP 92056 (Oceanside, CA) is $2,914. This is based on aggregated data from public sources and community submissions.

How does ZIP 92056 rent compare to the US average?

ZIP 92056's median rent of $2,914/mo is $949 (48%) above the US national median of $1,965/mo.

How does ZIP 92056 compare to other ZIPs in California?

ZIP 92056 falls in the middle range for California, ranking #392 out of 907 ZIPs at $2,914/mo.

How much income do you need to rent in ZIP 92056?

To keep rent at or below 30% of gross income, you would need to earn at least $117,000/year (~$56/hour full-time) to afford the median rent of $2,914/mo in ZIP 92056. The local median household income is $106,272/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92056?

Rent in ZIP 92056 has increased 3.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92056 an affordable place to rent?

ZIP 92056 is considered moderate for renters. At $2,914/mo, rent takes approximately 33% of the local median household income ($106,272/yr). The standard benchmark is 30%. ZIP 92056 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92056 residents rent vs. own?

According to Census data, approximately 31.9% of ZIP 92056 households are renters, while 68.1% are owner-occupied. ZIP 92056 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 92056 compare to the rest of Oceanside?

ZIP 92056 is more affordable than Oceanside overall. At $2,914/mo, it's $60 below the Oceanside citywide median of $2,974/mo.

When was rent data for ZIP 92056 last updated?

Rent data for ZIP 92056 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $2,914/mo, rent takes ~33% of ZIP 92056's median household income ($106,272/yr). The standard benchmark is 30%.

ZIP 92056 33%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92056 (Oceanside, CA)

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