ZIP 92128
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
November. Asking rents in ZIP 92128 usually run 1.2% below trend in November and 1.1% above it in July, about $70 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 92128 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 92128 changed +3.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 92128 rose 38.4% while median household income rose 27% ($103,238 to $131,077). Rent outpaced income.
Rent in ZIP 92128 is 43.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 9 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($131,077) is $3,277 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,150); a 2-bedroom is $3,840.
20th cheapest of 33 ZIP codes in San Diego.
ZIP 92025, 7 miles away, rents for 16% less ($2,580/mo), about $5,800 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 92128. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 92128 (San Diego, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 64% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 92128 in San Diego, CA has changed in 5 years
Five years ago, renters in ZIP 92128 in San Diego, CA paid around $2,229 a month. That figure now sits near $3,060, up 37.3% from the 2021 baseline. On the earnings side, the typical household in ZIP 92128 in San Diego, CA now reports about $131,077, up from $112,779 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92128 in San Diego, CA losing about 1,169 residents over the five-year window, down 2.3% on net. Bachelor's-degree-or-higher attainment moved from 60.4% to 64% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 92128 in San Diego, CA reflects that arc in its own way.
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Tips for renters in ZIP 92128
Last updated: October 17, 2026
ZIP code 92128 covers San Diego, CA. The median rent here is $3,060/mo as of October 2026. A 1-bedroom rents for a median of $3,150/mo. A 2-bedroom rents for a median of $3,840/mo.
At 28% of local median household income ($131,077/yr), ZIP 92128 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.
Frequently asked questions
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How does ZIP 92128 compare to the rest of San Diego?
At $3,060/mo, rent takes ~28% of ZIP 92128's median household income ($131,077/yr). The standard benchmark is 30%.
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