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ZIP Code · CA

ZIP 92128

Pop. 48,992·San Diego County·325th most expensive ZIP in California
Median rent (all units)
$3,052/mo
Year-over-Year
+6.6%
Month-over-Month
+0.3%
vs US Median
+$1,087
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92128 · $3,052
More expensive than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,930
1 BR
$3,150
2 BR
$3,840
3 BR
$5,120
4 BR+
$6,200
Research median
$3,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,624/yr
At $3,052/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.6% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 92128 (San Diego, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 64% of residents hold a bachelor's degree or higher.

Population
48,992
Median income
$131,077
Median age
44.4
Renters
34.5%
Age distribution
18.6%
17.7%
26.5%
13.3%
23.9%
Under 1818.6%
18–3417.7%
35–5426.5%
55–6413.3%
65+23.9%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
56.3%
27.3%
White56.3%
Black2.5%
Hispanic10%
Asian27.3%
Other3.9%
Education (25+)
25%
64%
No HS diploma2.7%
HS diploma8.3%
Some college25%
Bachelor's+64%
Housing tenure
65.5%
34.5%
Owner65.5%
Renter34.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92128 in San Diego, CA has changed in 5 years

Rent
$2,204 → $3,052
up 38.5%
Income
$112,779 → $131,077
up 16.2%
Population
50,161 → 48,992
down 2.3%
Renter share
35.7% → 34.5%
-1.2 pts
Bachelor's+
60.4% → 64%
+3.6 pts
Median age
43.8 → 44.4
+0.6 yrs

Five years ago, renters in ZIP 92128 in San Diego, CA paid around $2,204 a month. That figure now sits near $3,052, up 38.5% from the 2021 baseline. On the earnings side, the typical household in ZIP 92128 in San Diego, CA now reports about $131,077, up from $112,779 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92128 in San Diego, CA losing about 1,169 residents over the five-year window, down 2.3% on net. Bachelor's-degree-or-higher attainment moved from 60.4% to 64% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 92128 in San Diego, CA reflects that arc in its own way.

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Local insights

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About renting in ZIP 92128

Last updated: July 20, 2026

ZIP code 92128 covers San Diego, CA. The median rent here is $3,052/mo as of July 2026. A 1-bedroom rents for a median of $3,150/mo. A 2-bedroom rents for a median of $3,840/mo.

At 28% of local median household income ($131,077/yr), ZIP 92128 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92128?

As of July 20, 2026, the median monthly rent in ZIP 92128 (San Diego, CA) is $3,052. This is based on aggregated data from public sources and community submissions.

How does ZIP 92128 rent compare to the US average?

ZIP 92128's median rent of $3,052/mo is $1,087 (55%) above the US national median of $1,965/mo.

How does ZIP 92128 compare to other ZIPs in California?

ZIP 92128 falls in the middle range for California, ranking #325 out of 907 ZIPs at $3,052/mo.

How much income do you need to rent in ZIP 92128?

To keep rent at or below 30% of gross income, you would need to earn at least $122,000/year (~$59/hour full-time) to afford the median rent of $3,052/mo in ZIP 92128. The local median household income is $131,077/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 92128?

Rent in ZIP 92128 has increased 6.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92128 an affordable place to rent?

ZIP 92128 is considered affordable for renters. At $3,052/mo, rent takes approximately 28% of the local median household income ($131,077/yr). The standard benchmark is 30%. ZIP 92128 falls comfortably within that range.

What percentage of ZIP 92128 residents rent vs. own?

According to Census data, approximately 34.5% of ZIP 92128 households are renters, while 65.5% are owner-occupied. ZIP 92128 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 92128 compare to the rest of San Diego?

ZIP 92128 is pricier than San Diego as a whole. At $3,052/mo, it's $14 above the San Diego citywide median of $3,038/mo.

When was rent data for ZIP 92128 last updated?

Rent data for ZIP 92128 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $3,052/mo, rent takes ~28% of ZIP 92128's median household income ($131,077/yr). The standard benchmark is 30%.

ZIP 92128 28%Benchmark 30%
State income tax1–13.3%
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