ZIP Code · CA

ZIP 92354

Part of Loma Linda, CA

Pop. 22,051·San Bernardino County·679th most expensive ZIP in California

Median rent (all units)

$2,368/mo

Year-over-Year

+1.3%

Month-over-Month

+0.7%

vs US Median

+$436

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 92354 · $2,368

More expensive than 76% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,750

1 BR

$1,840

2 BR

$2,280

3 BR

$3,020

4 BR+

$3,640

Research median

$2,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 92354 is at its highest level since Zillow's records here began in May 2022.

Past year vs. the rest of California

Rent in ZIP 92354 changed +1.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 3 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($83,847) is $2,096 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,840); a 2-bedroom is $2,280.

Cheaper nearby

ZIP 92324, 3 miles away, rents for 19% less ($1,929/mo), about $5,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92354. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,416/yr

At $2,368/mo median

Location

CityLoma Linda

StateCA

CountySan Bernardino County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.3% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 92354 (Loma Linda, CA) is majority renter-occupied, 48.8% of residents hold a bachelor's degree or higher.

Population

22,051

Median income

$83,847

Median age

Renters

59.9%

Age distribution

18.3%

29.7%

22.6%

12.5%

16.9%

Under 1818.3%

18–3429.7%

35–5422.6%

55–6412.5%

65+16.9%

Gender

46.4%

53.6%

Male46.4%

Female53.6%

Race & ethnicity

31.7%

30.5%

29%

White31.7%

Black10.6%

Hispanic30.5%

Asian29%

Education (25+)

20.3%

22.5%

48.8%

No HS diploma8.4%

HS diploma20.3%

Some college22.5%

Bachelor's+48.8%

Housing tenure

40.1%

59.9%

Owner40.1%

Renter59.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 92354 in Loma Linda, CA has changed in 5 years

Rent

$2,180 → $2,368

up 8.6%

Income

$67,776 → $83,847

up 23.7%

Population

22,977 → 22,051

down 4.0%

Renter share

55.9% → 59.9%

+4.0 pts

Bachelor's+

48.3% → 48.8%

+0.5 pts

Median age

37.7 → 36

-1.7 yrs

Compared with 2023, rent in ZIP 92354 in Loma Linda, CA has increased by $188 per month, settling near $2,368 after starting the period at $2,180. Household income in the area moved from $67,776 to $83,847 across the same window, up 23.7% versus 2021. Income growth outran rent by about 15.1 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 22,977 to 22,051 between 2021 and 2024, a 4.0% change. About 59.9% of households rent today, against 55.9% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 92354 in Loma Linda, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 92354

Last updated: October 17, 2026

ZIP code 92354 covers Loma Linda, CA. The median rent here is $2,368/mo as of October 2026. A 1-bedroom rents for a median of $1,840/mo. A 2-bedroom rents for a median of $2,280/mo.

At 34% of local median household income ($83,847/yr), ZIP 92354 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92354?

To keep rent at or below 30% of gross income, you would need to earn at least $95,000/year (about $46/hour full-time) to afford the median rent of $2,368/mo in ZIP 92354. The local median household income is $83,847/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92354?

Rent in ZIP 92354 has risen 1.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2022.

How does ZIP 92354 compare to other ZIPs in California?

ZIP 92354 is one of the more affordable among California ZIP codes for rent, ranking #679 of 898 at $2,368/mo. Over the year to September 2026, rent in ZIP 92354 changed +1.3%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.