ZIP Code · CA

ZIP 93465

Part of Templeton, CA

Pop. 11,039·San Luis Obispo County·292nd most expensive ZIP in California

Median rent (all units)

$3,175/mo

Year-over-Year

Stable

Month-over-Month

+0.5%

vs US Median

+$1,227

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 93465 · $3,175

More expensive than 92% of US ZIP codes · National median $1,948/mo

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Medians by bedroom

Rent by unit size

Studio

$2,310

1 BR

$2,550

2 BR

$3,350

3 BR

$4,490

4 BR+

$5,150

Research median

$3,350/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($129,259) is $3,231 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,550); a 2-bedroom is $3,350.

Cheaper nearby

ZIP 93422, 6 miles away, rents for 25% less ($2,386/mo), about $9,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 93465. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$38,100/yr

At $3,175/mo median

Location

CityTempleton

StateCA

CountySan Luis Obispo County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 93465 (Templeton, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 43.8% of residents hold a bachelor's degree or higher.

Population

11,039

Median income

$129,259

Median age

Renters

22.1%

Age distribution

25.3%

14.1%

26.3%

14.3%

20%

Under 1825.3%

18–3414.1%

35–5426.3%

55–6414.3%

65+20%

Gender

48.1%

51.9%

Male48.1%

Female51.9%

Race & ethnicity

81.4%

14.8%

White81.4%

Hispanic14.8%

Asian1.6%

Other2.2%

Education (25+)

12.9%

40.3%

43.8%

No HS diploma3%

HS diploma12.9%

Some college40.3%

Bachelor's+43.8%

Housing tenure

77.9%

22.1%

Owner77.9%

Renter22.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 93465 in Templeton, CA has changed in 5 years

Income

$113,017 → $129,259

up 14.4%

Population

10,192 → 11,039

up 8.3%

Renter share

20.7% → 22.1%

+1.4 pts

Bachelor's+

39.4% → 43.8%

+4.4 pts

Median age

46.9 → 43

-3.9 yrs

Census figures show median household income at $129,259 today, compared with $113,017 five years earlier. Headcount in the area went from 10,192 to 11,039 between 2021 and 2024, a 8.3% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 39.4% to 43.8%.

Community

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Local insights

Tips for renters in ZIP 93465

About renting in ZIP 93465

Last updated: September 25, 2026

ZIP code 93465 covers Templeton, CA. The median rent here is $3,175/mo as of September 2026. A 1-bedroom rents for a median of $2,550/mo. A 2-bedroom rents for a median of $3,350/mo.

At 29% of local median household income ($129,259/yr), ZIP 93465 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 93465?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (about $61/hour full-time) to afford the median rent of $3,175/mo in ZIP 93465. The local median household income is $129,259/yr, so the typical household meets that bar.