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ZIP Code · CA

ZIP 94520

Part of Concord, CA
Pop. 37,381·Contra Costa County·663rd most expensive ZIP in California
Median rent (all units)
$2,411/mo
Year-over-Year
+5.2%
Month-over-Month
-2.1%
vs US Median
+$446
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 94520 · $2,411
More expensive than 77% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,960
1 BR
$2,190
2 BR
$2,670
3 BR
$3,410
4 BR+
$4,050
Research median
$2,670/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,932/yr
At $2,411/mo median
Location
StateCA
CountyContra Costa County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+5.2% YoY, -2.1% MoM), not inventory.
Demographics

Who lives here

ZIP 94520 (Concord, CA) is majority renter-occupied, 29% of residents hold a bachelor's degree or higher.

Population
37,381
Median income
$82,479
Median age
35
Renters
62.5%
Age distribution
24.5%
25.5%
29.9%
Under 1824.5%
18–3425.5%
35–5429.9%
55–649.2%
65+11%
Gender
52.6%
47.4%
Male52.6%
Female47.4%
Race & ethnicity
30.9%
51.2%
White30.9%
Black4.6%
Hispanic51.2%
Asian11.9%
Other1.4%
Education (25+)
22%
23.2%
25.8%
29%
No HS diploma22%
HS diploma23.2%
Some college25.8%
Bachelor's+29%
Housing tenure
37.5%
62.5%
Owner37.5%
Renter62.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94520 in Concord, CA has changed in 5 years

Rent
$2,007 → $2,411
up 20.1%
Income
$71,846 → $82,479
up 14.8%
Population
36,107 → 37,381
up 3.5%
Renter share
66.1% → 62.5%
-3.6 pts
Bachelor's+
28.6% → 29%
+0.4 pts
Median age
34.4 → 35
+0.6 yrs

Since 2021, the typical rent in ZIP 94520 in Concord, CA has increased from $2,007 to $2,411, a 20.1% change over five years. Median household income rose from $71,846 to $82,479 between 2021 and 2024, a 14.8% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 3.5% since 2021, moving from about 36,107 residents to roughly 37,381. Renters now make up 62.5% of households, compared with 66.1% five years ago. Taken together, the five-year picture in ZIP 94520 in Concord, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 94520

Last updated: July 20, 2026

ZIP code 94520 covers Concord, CA. The median rent here is $2,411/mo as of July 2026. A 1-bedroom rents for a median of $2,190/mo. A 2-bedroom rents for a median of $2,670/mo.

At 35% of local median household income ($82,479/yr), ZIP 94520 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94520?

As of July 20, 2026, the median monthly rent in ZIP 94520 (Concord, CA) is $2,411. This is based on aggregated data from public sources and community submissions.

How does ZIP 94520 rent compare to the US average?

ZIP 94520's median rent of $2,411/mo is $446 (23%) above the US national median of $1,965/mo.

How does ZIP 94520 compare to other ZIPs in California?

ZIP 94520 is among the more affordable ZIP codes in California, ranking #663 out of 907 ZIPs at $2,411/mo.

How much income do you need to rent in ZIP 94520?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (~$46/hour full-time) to afford the median rent of $2,411/mo in ZIP 94520. The local median household income is $82,479/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94520?

Rent in ZIP 94520 has increased 5.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 94520 an affordable place to rent?

ZIP 94520 is considered moderate for renters. At $2,411/mo, rent takes approximately 35% of the local median household income ($82,479/yr). The standard benchmark is 30%. ZIP 94520 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 94520 residents rent vs. own?

According to Census data, approximately 62.5% of ZIP 94520 households are renters, while 37.5% are owner-occupied. With a majority renter population, ZIP 94520 has a strong rental market.

How does ZIP 94520 compare to the rest of Concord?

ZIP 94520 is more affordable than Concord overall. At $2,411/mo, it's $173 below the Concord citywide median of $2,584/mo.

When was rent data for ZIP 94520 last updated?

Rent data for ZIP 94520 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
35%
MODERATE

At $2,411/mo, rent takes ~35% of ZIP 94520's median household income ($82,479/yr). The standard benchmark is 30%.

ZIP 94520 35%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 94520 (Concord, CA)

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