City Report · CA

Concord

Pop. 124,035·248th most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$2,569/mo
Year-over-Year
+3.0%
Month-over-Month
+0.3%
vs US Median
+$637
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Concord · $2,569
More expensive than 82% of US cities · National median $1,932/mo
Rent Reality Score
60/100
Good value
OverheatedFairGreat value

Rents are 5% below what Concord's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,569/mo
Expected by trend
$2,704/mo
The Rent Reality Score compares today's median rent to where Concord's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,893
1 BR
$2,153
2 BR
$2,625
3 BR
$3,365
4 BR+
$3,993
Fair Market Rent (HUD)
$2,625/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,569 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Concord usually run 0.6% below trend in December and 0.6% above it in July, about $31 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Concord is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in Concord changed +3.0% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Concord rose 19.3% while median household income rose 21.4% ($89,564 to $108,709). Income kept ahead of rent.

Since before the pandemic

Rent in Concord is 25.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 8 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($108,709) is $2,718 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,625); a 3-bedroom is $3,365.

Spread across ZIP codes

The priciest of 4 ZIP codes in Concord, 94519 ($3,280/mo), costs 37% more than the cheapest, 94520 ($2,401/mo).

Cheaper nearby

Vallejo, 16 miles away, rents for 14% less ($2,200/mo), about $4,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Concord. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,828/yr
At $2,569/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.0% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Concord, CA is majority owner-occupied, has a median income above the national average, 37.5% of residents hold a bachelor's degree or higher.

Population
124,035
Median income
$108,709
Median age
39.1
Renters
38.4%
Age distribution
21.3%
21.5%
27.7%
13.1%
16.4%
Under 1821.3%
18–3421.5%
35–5427.7%
55–6413.1%
65+16.4%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
44.9%
32.4%
14%
White44.9%
Black4%
Hispanic32.4%
Asian14%
Other4.7%
Education (25+)
12.7%
20.4%
29.4%
37.5%
No HS diploma12.7%
HS diploma20.4%
Some college29.4%
Bachelor's+37.5%
Housing tenure
61.6%
38.4%
Owner61.6%
Renter38.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Concord, CA has changed in 5 years

Rent
$2,144 → $2,569
up 19.8%
Income
$100,011 → $108,709
up 8.7%
Population
125,769 → 124,035
down 1.4%
Renter share
39.8% → 38.4%
-1.4 pts
Bachelor's+
36.7% → 37.5%
+0.8 pts
Median age
38.5 → 39.1
+0.6 yrs

Five years ago, renters in Concord, CA paid around $2,144 a month. That figure now sits near $2,569, up 19.8% from the 2021 baseline. Median household income climbed from $100,011 to $108,709 between 2021 and 2024, a 8.7% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Concord, CA losing about 1,734 residents over the five-year window, down 1.4% on net. Taken together, the five-year picture in Concord, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about Concord

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View Concord rent history (2015–2026) →
Salary vs rent

Can you afford rent in Concord on your salary?

At $2,569/mo, how Concord rent compares to typical pay (30% rule).

By apartment size

Concord rent by bedroom count

Median rent for each apartment size in Concord. Click any size for full breakdown.

Local insights

Tips for renters in Concord

About renting in Concord, CA

Last updated: October 17, 2026

The median rent in Concord is $2,569/mo as of October 2026. A studio apartment averages $1,893/mo while a 2-bedroom runs $2,625/mo. One-bedroom apartments average $2,153/mo and 3-bedroom units go for $3,365/mo.

At 28% of local median household income ($108,709/yr), Concord ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Concord?

To keep rent at or below 30% of gross income, you would need to earn at least $103,000/year (about $50/hour full-time) to afford the median rent of $2,569/mo in Concord. The local median household income is $108,709/yr, so the typical household meets that bar.

Is rent going up or down in Concord?

Rent in Concord has risen 3.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Concord?

Asking rents in Concord are usually lowest in December, about 0.6% below their yearly trend, and highest in July, about 0.6% above it. At today's median that is a gap of roughly $31 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Concord?

No. From 2019 to 2024, rent in Concord rose 19.3% while median household income rose 21.4%, from $89,564 to $108,709. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Concord neighborhoods have the lowest rent?

The most affordable ZIP codes in Concord are 94520 ($2,401/mo), 94518 ($2,684/mo), and 94521 ($2,912/mo). Citywide, the median rent is $2,569/mo.

How does Concord rent compare to other cities in California?

Concord is in the middle among California cities for rent, ranking #248 of 382 tracked cities at $2,569/mo. Over the year to September 2026, rent in Concord changed +3.0%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Concord?

Nearby cities with lower median rent than Concord ($2,569/mo) include Pittsburg ($2,429/mo), and Martinez ($2,509/mo).
Income Affordability
28%
AFFORDABLE

At $2,569/mo, rent takes ~28% of Concord's median household income ($108,709/yr). The standard benchmark is 30%.

Concord 28%Benchmark 30%
State income tax1–13.3%
Run the Concord affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Concord, CA

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