ZIP Code · CA

ZIP 94549

Pop. 28,420·Contra Costa County·218th most expensive ZIP in California
Median rent (all units)
$3,372/mo
Year-over-Year
-0.3%
Month-over-Month
+0.8%
vs US Median
+$1,440
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 94549 · $3,372
More expensive than 94% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,880
1 BR
$3,210
2 BR
$3,920
3 BR
$5,010
4 BR+
$5,940
Research median
$3,920/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 94549 usually run 1.5% below trend in December and 1.5% above it in July, about $101 a month apart at today's median. Based on 7 years of data.

Compared with the peak

Rent in ZIP 94549 is 1.3% below its high of $3,415 in May 2026, at $3,372 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 94549 changed -0.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 94549 rose 14.3% while median household income rose 31.7% ($178,056 to $234,516). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 94549 is 16.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($234,516) is $5,863 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($5,010); a 4-bedroom is $5,940.

Cheaper nearby

ZIP 94597, 3 miles away, rents for 20% less ($2,711/mo), about $7,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 94549. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,464/yr
At $3,372/mo median
Location
StateCA
CountyContra Costa County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.3% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 94549 (Lafayette, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 79.2% of residents hold a bachelor's degree or higher.

Population
28,420
Median income
$234,516
Median age
46.3
Renters
21.1%
Age distribution
25.1%
28.3%
13%
22.5%
Under 1825.1%
18–3411.1%
35–5428.3%
55–6413%
65+22.5%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
71.9%
12.1%
White71.9%
Black0.9%
Hispanic7.6%
Asian12.1%
Other7.6%
Education (25+)
15.9%
79.2%
No HS diploma0.9%
HS diploma4%
Some college15.9%
Bachelor's+79.2%
Housing tenure
78.9%
21.1%
Owner78.9%
Renter21.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94549 in Lafayette, CA has changed in 5 years

Rent
$3,007 → $3,372
up 12.1%
Income
$190,250 → $234,516
up 23.3%
Population
28,545 → 28,420
down 0.4%
Renter share
26.1% → 21.1%
-5.0 pts
Bachelor's+
73.5% → 79.2%
+5.7 pts
Median age
45.3 → 46.3
+1.0 yrs

Five years ago, renters in ZIP 94549 in Lafayette, CA paid around $3,007 a month. That figure now sits near $3,372, up 12.1% from the 2021 baseline. Census figures show median household income at $234,516 today, compared with $190,250 five years earlier. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. The renter share has eased from 26.1% to 21.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 73.5% to 79.2% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 94549

Last updated: October 17, 2026

ZIP code 94549 covers Lafayette, CA. The median rent here is $3,372/mo as of October 2026. A 1-bedroom rents for a median of $3,210/mo. A 2-bedroom rents for a median of $3,920/mo.

At 17% of local median household income ($234,516/yr), ZIP 94549 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 94549?

To keep rent at or below 30% of gross income, you would need to earn at least $135,000/year (about $65/hour full-time) to afford the median rent of $3,372/mo in ZIP 94549. The local median household income is $234,516/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 94549?

Rent in ZIP 94549 has been roughly flat over the past year as of September 2026, a -0.3% change. It sits 1.3% below its high of $3,415 in May 2026.

When is the cheapest time to rent in ZIP 94549?

Asking rents in ZIP 94549 are usually lowest in December, about 1.5% below their yearly trend, and highest in July, about 1.5% above it. At today's median that is a gap of roughly $101 a month. This pattern comes from 7 years of Zillow rent data.

Has rent outpaced income in ZIP 94549?

No. From 2019 to 2024, rent in ZIP 94549 rose 14.3% while median household income rose 31.7%, from $178,056 to $234,516. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 94549 compare to other ZIPs in California?

ZIP 94549 is one of the pricier among California ZIP codes for rent, ranking #218 of 898 at $3,372/mo. Over the year to September 2026, rent in ZIP 94549 changed -0.3%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 94549 compare to the rest of Lafayette?

ZIP 94549 sits right at the Lafayette citywide median of $3,372/mo.
Income Affordability
17%
VERY AFFORDABLE

At $3,372/mo, rent takes ~17% of ZIP 94549's median household income ($234,516/yr). The standard benchmark is 30%.

ZIP 94549 17%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 94549 (Lafayette, CA)

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