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ZIP Code · CA

ZIP 94556

Part of Moraga, CA
Pop. 15,998·Contra Costa County·113th most expensive ZIP in California
Median rent (all units)
$3,950/mo
Year-over-Year
Stable
Month-over-Month
-7.0%
vs US Median
+$1,985
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 94556 · $3,950
More expensive than 97% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,610
1 BR
$2,910
2 BR
$3,550
3 BR
$4,540
4 BR+
$5,380
Research median
$3,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$47,400/yr
At $3,950/mo median
Location
CityMoraga
StateCA
CountyContra Costa County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -7.0% MoM), not inventory.
Demographics

Who lives here

ZIP 94556 (Moraga, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 81.9% of residents hold a bachelor's degree or higher.

Population
15,998
Median income
$215,720
Median age
42.4
Renters
17.1%
Age distribution
23.9%
15.9%
26.6%
12.7%
20.8%
Under 1823.9%
18–3415.9%
35–5426.6%
55–6412.7%
65+20.8%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
61.5%
23%
White61.5%
Black1.1%
Hispanic8.8%
Asian23%
Other5.7%
Education (25+)
12.7%
81.9%
No HS diploma1.2%
HS diploma4.3%
Some college12.7%
Bachelor's+81.9%
Housing tenure
82.9%
17.1%
Owner82.9%
Renter17.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94556 in Moraga, CA has changed in 5 years

Income
$167,500 → $215,720
up 28.8%
Population
15,672 → 15,998
up 2.1%
Renter share
15% → 17.1%
+2.1 pts
Bachelor's+
77.1% → 81.9%
+4.8 pts
Median age
44.1 → 42.4
-1.7 yrs

Median household income climbed from $167,500 to $215,720 between 2021 and 2024, a 28.8% shift. Census counts show ZIP 94556 in Moraga, CA adding about 326 residents over the five-year window, up 2.1% on net. The renter share has risen from 15% to 17.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 77.1% to 81.9% across the same window.

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Local insights

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About renting in ZIP 94556

Last updated: July 20, 2026

ZIP code 94556 covers Moraga, CA. The median rent here is $3,950/mo as of July 2026. A 1-bedroom rents for a median of $2,910/mo. A 2-bedroom rents for a median of $3,550/mo.

At 22% of local median household income ($215,720/yr), ZIP 94556 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94556?

As of July 20, 2026, the median monthly rent in ZIP 94556 (Moraga, CA) is $3,950. This is based on aggregated data from public sources and community submissions.

How does ZIP 94556 rent compare to the US average?

ZIP 94556's median rent of $3,950/mo is $1,985 (101%) above the US national median of $1,965/mo.

How does ZIP 94556 compare to other ZIPs in California?

ZIP 94556 is one of the pricier ZIP codes in California, ranking #113 out of 907 ZIPs tracked at $3,950/mo.

How much income do you need to rent in ZIP 94556?

To keep rent at or below 30% of gross income, you would need to earn at least $158,000/year (~$76/hour full-time) to afford the median rent of $3,950/mo in ZIP 94556. The local median household income is $215,720/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 94556?

Rent in ZIP 94556 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 94556 an affordable place to rent?

ZIP 94556 is considered very affordable for renters. At $3,950/mo, rent takes approximately 22% of the local median household income ($215,720/yr). The standard benchmark is 30%. ZIP 94556 falls comfortably within that range.

What percentage of ZIP 94556 residents rent vs. own?

According to Census data, approximately 17.1% of ZIP 94556 households are renters, while 82.9% are owner-occupied. ZIP 94556 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 94556 compare to the rest of Moraga?

ZIP 94556 sits right at the Moraga citywide median of $3,950/mo.

When was rent data for ZIP 94556 last updated?

Rent data for ZIP 94556 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $3,950/mo, rent takes ~22% of ZIP 94556's median household income ($215,720/yr). The standard benchmark is 30%.

ZIP 94556 22%Benchmark 30%
State income tax1–13.3%
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