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ZIP Code · CA

ZIP 95062

Pop. 35,607·Santa Cruz County·153rd most expensive ZIP in California
Median rent (all units)
$3,647/mo
Year-over-Year
+2.5%
Month-over-Month
+4.7%
vs US Median
+$1,682
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95062 · $3,647
More expensive than 96% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,660
1 BR
$2,760
2 BR
$3,523
3 BR
$4,493
4 BR+
$4,728
Research median
$3,523/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$43,764/yr
At $3,647/mo median
Location
StateCA
CountySanta Cruz County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.5% YoY, +4.7% MoM), not inventory.
Demographics

Who lives here

ZIP 95062 (Santa Cruz, CA) is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 49.8% of residents hold a bachelor's degree or higher.

Population
35,607
Median income
$112,106
Median age
43.3
Renters
46.5%
Age distribution
13.5%
25.1%
27.1%
13.4%
20.9%
Under 1813.5%
18–3425.1%
35–5427.1%
55–6413.4%
65+20.9%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
68.1%
22.8%
White68.1%
Black1.4%
Hispanic22.8%
Asian4.8%
Other2.9%
Education (25+)
13.6%
28.8%
49.8%
No HS diploma7.7%
HS diploma13.6%
Some college28.8%
Bachelor's+49.8%
Housing tenure
53.5%
46.5%
Owner53.5%
Renter46.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95062 in Santa Cruz, CA has changed in 5 years

Rent
$2,743 → $3,647
up 33.0%
Income
$91,801 → $112,106
up 22.1%
Population
36,278 → 35,607
down 1.8%
Renter share
44.9% → 46.5%
+1.6 pts
Bachelor's+
48.1% → 49.8%
+1.7 pts
Median age
41.1 → 43.3
+2.2 yrs

Across the past five years, the going rent in ZIP 95062 in Santa Cruz, CA has shifted from $2,743 to $3,647, up 33.0% since 2021. Local incomes tracked alongside that move, going from a median of $91,801 in 2021 to $112,106 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 95062 in Santa Cruz, CA losing about 671 residents over the five-year window, down 1.8% on net. The renter share has risen from 44.9% to 46.5%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95062 in Santa Cruz, CA market of 2021.

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Local insights

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About renting in ZIP 95062

Last updated: July 20, 2026

ZIP code 95062 covers Santa Cruz, CA. The median rent here is $3,647/mo as of July 2026. A 1-bedroom rents for a median of $2,760/mo. A 2-bedroom rents for a median of $3,523/mo.

At 39% of local median household income ($112,106/yr), ZIP 95062 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95062?

As of July 20, 2026, the median monthly rent in ZIP 95062 (Santa Cruz, CA) is $3,647. This is based on aggregated data from public sources and community submissions.

How does ZIP 95062 rent compare to the US average?

ZIP 95062's median rent of $3,647/mo is $1,682 (86%) above the US national median of $1,965/mo.

How does ZIP 95062 compare to other ZIPs in California?

ZIP 95062 is one of the pricier ZIP codes in California, ranking #153 out of 907 ZIPs tracked at $3,647/mo.

How much income do you need to rent in ZIP 95062?

To keep rent at or below 30% of gross income, you would need to earn at least $146,000/year (~$70/hour full-time) to afford the median rent of $3,647/mo in ZIP 95062. The local median household income is $112,106/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95062?

Rent in ZIP 95062 has increased 2.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95062 an affordable place to rent?

ZIP 95062 is considered moderate for renters. At $3,647/mo, rent takes approximately 39% of the local median household income ($112,106/yr). The standard benchmark is 30%. ZIP 95062 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 95062 residents rent vs. own?

According to Census data, approximately 46.5% of ZIP 95062 households are renters, while 53.5% are owner-occupied. ZIP 95062 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95062 compare to the rest of Santa Cruz?

ZIP 95062 is more affordable than Santa Cruz overall. At $3,647/mo, it's $2 below the Santa Cruz citywide median of $3,649/mo.

When was rent data for ZIP 95062 last updated?

Rent data for ZIP 95062 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
39%
MODERATE

At $3,647/mo, rent takes ~39% of ZIP 95062's median household income ($112,106/yr). The standard benchmark is 30%.

ZIP 95062 39%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95062 (Santa Cruz, CA)

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