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ZIP Code · CA

ZIP 95060

Pop. 46,268·Santa Cruz County·138th most expensive ZIP in California
Median rent (all units)
$3,720/mo
Year-over-Year
+15.7%
Month-over-Month
-0.6%
vs US Median
+$1,755
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95060 · $3,720
More expensive than 96% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,715
1 BR
$2,811
2 BR
$3,594
3 BR
$4,584
4 BR+
$4,824
Research median
$3,594/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$44,640/yr
At $3,720/mo median
Location
StateCA
CountySanta Cruz County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 15.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+15.7% YoY, -0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 95060 (Santa Cruz, CA) is roughly split between renters and owners, skews toward younger working-age adults, has a median income above the national average, 54.7% of residents hold a bachelor's degree or higher.

Population
46,268
Median income
$108,591
Median age
36.5
Renters
48.5%
Age distribution
13.5%
34.9%
22.5%
18%
Under 1813.5%
18–3434.9%
35–5422.5%
55–6411%
65+18%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
68.8%
21.4%
White68.8%
Black1.3%
Hispanic21.4%
Asian6.1%
Other2.5%
Education (25+)
28.8%
54.7%
No HS diploma5.2%
HS diploma11.3%
Some college28.8%
Bachelor's+54.7%
Housing tenure
51.5%
48.5%
Owner51.5%
Renter48.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95060 in Santa Cruz, CA has changed in 5 years

Rent
$2,520 → $3,720
up 47.6%
Income
$93,839 → $108,591
up 15.7%
Population
47,594 → 46,268
down 2.8%
Renter share
49.2% → 48.5%
-0.7 pts
Bachelor's+
55.1% → 54.7%
-0.4 pts

The median rent in ZIP 95060 in Santa Cruz, CA stood at $2,520 in 2021 and currently runs about $3,720, reflecting a 47.6% increase over the period. Household income in the area moved from $93,839 to $108,591 across the same window, up 15.7% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.8% since 2021, moving from about 47,594 residents to roughly 46,268. Reading these numbers side by side helps frame whether current listings in ZIP 95060 in Santa Cruz, CA look reasonable against where the market sat half a decade ago.

Community

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Local insights

Tips for renters in ZIP 95060

About renting in ZIP 95060

Last updated: July 20, 2026

ZIP code 95060 covers Santa Cruz, CA. The median rent here is $3,720/mo as of July 2026. A 1-bedroom rents for a median of $2,811/mo. A 2-bedroom rents for a median of $3,594/mo.

At 41% of local median household income ($108,591/yr), ZIP 95060 ranks as moderate compared to the national benchmark of 30%. Rents have increased 15.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95060?

As of July 20, 2026, the median monthly rent in ZIP 95060 (Santa Cruz, CA) is $3,720. This is based on aggregated data from public sources and community submissions.

How does ZIP 95060 rent compare to the US average?

ZIP 95060's median rent of $3,720/mo is $1,755 (89%) above the US national median of $1,965/mo.

How does ZIP 95060 compare to other ZIPs in California?

ZIP 95060 is one of the pricier ZIP codes in California, ranking #138 out of 907 ZIPs tracked at $3,720/mo.

How much income do you need to rent in ZIP 95060?

To keep rent at or below 30% of gross income, you would need to earn at least $149,000/year (~$72/hour full-time) to afford the median rent of $3,720/mo in ZIP 95060. The local median household income is $108,591/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95060?

Rent in ZIP 95060 has increased 15.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95060 an affordable place to rent?

ZIP 95060 is considered stretched for renters. At $3,720/mo, rent takes approximately 41% of the local median household income ($108,591/yr). The standard benchmark is 30%. ZIP 95060 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 95060 residents rent vs. own?

According to Census data, approximately 48.5% of ZIP 95060 households are renters, while 51.5% are owner-occupied. ZIP 95060 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95060 compare to the rest of Santa Cruz?

ZIP 95060 is pricier than Santa Cruz as a whole. At $3,720/mo, it's $71 above the Santa Cruz citywide median of $3,649/mo.

When was rent data for ZIP 95060 last updated?

Rent data for ZIP 95060 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
41%
STRETCHED

At $3,720/mo, rent takes ~41% of ZIP 95060's median household income ($108,591/yr). The standard benchmark is 30%.

ZIP 95060 41%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95060 (Santa Cruz, CA)

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