ZIP Code · CA

ZIP 95066

Part of Scotts Valley, CA

Pop. 15,135·Santa Cruz County·144th most expensive ZIP in California

Median rent (all units)

$3,686/mo

Year-over-Year

Stable

Month-over-Month

+1.6%

vs US Median

+$1,754

Reported rents

Rising (Monthly)

Be the first to discuss 95066 rents ↓

Most AffordableMost Expensive

ZIP 95066 · $3,686

More expensive than 96% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$3,430

1 BR

$3,560

2 BR

$4,550

3 BR

$5,810

4 BR+

$6,110

Research median

$4,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($151,250) is $3,781 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,560); a 2-bedroom is $4,550.

Cheaper nearby

ZIP 95073, 5 miles away, rents for 23% less ($2,850/mo), about $10,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95066. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$44,232/yr

At $3,686/mo median

Location

CityScotts Valley

StateCA

CountySanta Cruz County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.6% MoM), not inventory.

Demographics

Who lives here

ZIP 95066 (Scotts Valley, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 56.7% of residents hold a bachelor's degree or higher.

Population

15,135

Median income

$151,250

Median age

47.1

Renters

23.5%

Age distribution

19.3%

15.6%

24.1%

18.4%

22.6%

Under 1819.3%

18–3415.6%

35–5424.1%

55–6418.4%

65+22.6%

Gender

50.4%

49.6%

Male50.4%

Female49.6%

Race & ethnicity

74%

16%

White74%

Black0.5%

Hispanic16%

Asian7.4%

Other2.1%

Education (25+)

30.5%

56.7%

No HS diploma5%

HS diploma7.8%

Some college30.5%

Bachelor's+56.7%

Housing tenure

76.5%

23.5%

Owner76.5%

Renter23.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95066 in Scotts Valley, CA has changed in 5 years

Income

$130,975 → $151,250

up 15.5%

Population

15,265 → 15,135

down 0.9%

Renter share

22.7% → 23.5%

+0.8 pts

Bachelor's+

53.3% → 56.7%

+3.4 pts

Median age

46.6 → 47.1

+0.5 yrs

Local incomes tracked alongside that move, going from a median of $130,975 in 2021 to $151,250 more recently. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 53.3% to 56.7%.

Community

Discussions about ZIP 95066

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 95066

About renting in ZIP 95066

Last updated: October 17, 2026

ZIP code 95066 covers Scotts Valley, CA. The median rent here is $3,686/mo as of October 2026. A 1-bedroom rents for a median of $3,560/mo. A 2-bedroom rents for a median of $4,550/mo.

At 29% of local median household income ($151,250/yr), ZIP 95066 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95066?

To keep rent at or below 30% of gross income, you would need to earn at least $147,000/year (about $71/hour full-time) to afford the median rent of $3,686/mo in ZIP 95066. The local median household income is $151,250/yr, so the typical household meets that bar.