ZIP Code · CA

ZIP 95126

Part of San Jose, CA
Pop. 38,327·Santa Clara County·218th most expensive ZIP in California
Median rent (all units)
$3,372/mo
Year-over-Year
+8.3%
Month-over-Month
+1.6%
vs US Median
+$1,440
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95126 · $3,372
More expensive than 94% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,560
1 BR
$2,910
2 BR
$3,400
3 BR
$4,490
4 BR+
$4,890
Research median
$3,400/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

November. Asking rents in ZIP 95126 usually run 1.2% below trend in November and 1.2% above it in August, about $81 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 95126 is at its highest level since Zillow's records here began in April 2017.

Past year vs. the rest of California

Rent in ZIP 95126 changed +8.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95126 rose 6.7% while median household income rose 30.1% ($99,160 to $128,983). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95126 is 19.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 12 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($128,983) is $3,225 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,910); a 2-bedroom is $3,400.

Rank in San Jose

6th cheapest of 25 ZIP codes in San Jose.

Cheaper nearby

ZIP 95117, 3 miles away, rents for 11% less ($3,012/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95126. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,464/yr
At $3,372/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.3% YoY, +1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 95126 (San Jose, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 54.3% of residents hold a bachelor's degree or higher.

Population
38,327
Median income
$128,983
Median age
34.9
Renters
67.1%
Age distribution
17.3%
32.9%
28.8%
Under 1817.3%
18–3432.9%
35–5428.8%
55–6410.7%
65+10.4%
Gender
51.5%
48.5%
Male51.5%
Female48.5%
Race & ethnicity
34.3%
38.2%
20.5%
White34.3%
Black5.3%
Hispanic38.2%
Asian20.5%
Other1.7%
Education (25+)
14.4%
20.5%
54.3%
No HS diploma10.8%
HS diploma14.4%
Some college20.5%
Bachelor's+54.3%
Housing tenure
32.9%
67.1%
Owner32.9%
Renter67.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95126 in San Jose, CA has changed in 5 years

Rent
$2,596 → $3,372
up 29.9%
Income
$116,063 → $128,983
up 11.1%
Population
36,457 → 38,327
up 5.1%
Renter share
65% → 67.1%
+2.1 pts
Bachelor's+
54.5% → 54.3%
-0.2 pts
Median age
35.4 → 34.9
-0.5 yrs

Since 2021, the typical rent in ZIP 95126 in San Jose, CA has increased from $2,596 to $3,372, a 29.9% change over five years. Household income in the area moved from $116,063 to $128,983 across the same window, up 11.1% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 5.1% since 2021, moving from about 36,457 residents to roughly 38,327. Renters now make up 67.1% of households, compared with 65% five years ago. Reading these numbers side by side helps frame whether current listings in ZIP 95126 in San Jose, CA look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 95126

Last updated: October 17, 2026

ZIP code 95126 covers San Jose, CA. The median rent here is $3,372/mo as of October 2026. A 1-bedroom rents for a median of $2,910/mo. A 2-bedroom rents for a median of $3,400/mo.

At 31% of local median household income ($128,983/yr), ZIP 95126 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95126?

To keep rent at or below 30% of gross income, you would need to earn at least $135,000/year (about $65/hour full-time) to afford the median rent of $3,372/mo in ZIP 95126. The local median household income is $128,983/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95126?

Rent in ZIP 95126 has risen 8.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in April 2017.

When is the cheapest time to rent in ZIP 95126?

Asking rents in ZIP 95126 are usually lowest in November, about 1.2% below their yearly trend, and highest in August, about 1.2% above it. At today's median that is a gap of roughly $81 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 95126?

No. From 2019 to 2024, rent in ZIP 95126 rose 6.7% while median household income rose 30.1%, from $99,160 to $128,983. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95126 compare to other ZIPs in California?

ZIP 95126 is one of the pricier among California ZIP codes for rent, ranking #218 of 898 at $3,372/mo. Over the year to September 2026, rent in ZIP 95126 changed +8.4%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95126 compare to the rest of San Jose?

At $3,372/mo, ZIP 95126 is $210 below the San Jose citywide median of $3,582/mo. It is the 6th cheapest of 25 ZIP codes in San Jose.
Income Affordability
31%
MODERATE

At $3,372/mo, rent takes ~31% of ZIP 95126's median household income ($128,983/yr). The standard benchmark is 30%.

ZIP 95126 31%Benchmark 30%
State income tax1–13.3%
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