ZIP Code · CA

ZIP 95110

Part of San Jose, CA
Pop. 19,963·Santa Clara County·215th most expensive ZIP in California
Median rent (all units)
$3,382/mo
Year-over-Year
+10.7%
Month-over-Month
+1.9%
vs US Median
+$1,450
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95110 · $3,382
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,440
1 BR
$2,770
2 BR
$3,240
3 BR
$4,280
4 BR+
$4,660
Research median
$3,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 95110 usually run 1.4% below trend in January and 1.1% above it in August, about $85 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 95110 is at its highest level since Zillow's records here began in September 2017.

Past year vs. the rest of California

Rent in ZIP 95110 changed +10.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95110 rose 10.3% while median household income rose 37.2% ($95,829 to $131,491). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95110 is 23.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 12 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($131,491) is $3,287 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,240); a 3-bedroom is $4,280.

Rank in San Jose

8th cheapest of 25 ZIP codes in San Jose.

Cheaper nearby

ZIP 95116, 3 miles away, rents for 13% less ($2,929/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95110. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,584/yr
At $3,382/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.7% YoY, +1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 95110 (San Jose, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 38.8% of residents hold a bachelor's degree or higher.

Population
19,963
Median income
$131,491
Median age
35.3
Renters
59.9%
Age distribution
17.5%
31.5%
33.2%
Under 1817.5%
18–3431.5%
35–5433.2%
55–649.3%
65+8.5%
Gender
58.9%
41.1%
Male58.9%
Female41.1%
Race & ethnicity
24%
56%
15.6%
White24%
Black4.4%
Hispanic56%
Asian15.6%
Education (25+)
20.7%
20.4%
20.1%
38.8%
No HS diploma20.7%
HS diploma20.4%
Some college20.1%
Bachelor's+38.8%
Housing tenure
40.1%
59.9%
Owner40.1%
Renter59.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95110 in San Jose, CA has changed in 5 years

Rent
$2,580 → $3,382
up 31.1%
Income
$119,408 → $131,491
up 10.1%
Population
20,377 → 19,963
down 2.0%
Renter share
60.6% → 59.9%
-0.7 pts
Bachelor's+
39.7% → 38.8%
-0.9 pts
Median age
34 → 35.3
+1.3 yrs

Across the past five years, the going rent in ZIP 95110 in San Jose, CA has shifted from $2,580 to $3,382, up 31.1% since 2021. Household income in the area moved from $119,408 to $131,491 across the same window, up 10.1% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 95110 in San Jose, CA losing about 414 residents over the five-year window, down 2.0% on net. Reading these numbers side by side helps frame whether current listings in ZIP 95110 in San Jose, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 95110

Last updated: October 17, 2026

ZIP code 95110 covers San Jose, CA. The median rent here is $3,382/mo as of October 2026. A 1-bedroom rents for a median of $2,770/mo. A 2-bedroom rents for a median of $3,240/mo.

At 31% of local median household income ($131,491/yr), ZIP 95110 ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95110?

To keep rent at or below 30% of gross income, you would need to earn at least $135,000/year (about $65/hour full-time) to afford the median rent of $3,382/mo in ZIP 95110. The local median household income is $131,491/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95110?

Rent in ZIP 95110 has risen 10.7% over the past year as of September 2026. That is the highest level since Zillow's records here began in September 2017.

When is the cheapest time to rent in ZIP 95110?

Asking rents in ZIP 95110 are usually lowest in January, about 1.4% below their yearly trend, and highest in August, about 1.1% above it. At today's median that is a gap of roughly $85 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 95110?

No. From 2019 to 2024, rent in ZIP 95110 rose 10.3% while median household income rose 37.2%, from $95,829 to $131,491. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95110 compare to other ZIPs in California?

ZIP 95110 is one of the pricier among California ZIP codes for rent, ranking #215 of 898 at $3,382/mo. Over the year to September 2026, rent in ZIP 95110 changed +10.7%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95110 compare to the rest of San Jose?

At $3,382/mo, ZIP 95110 is $200 below the San Jose citywide median of $3,582/mo. It is the 8th cheapest of 25 ZIP codes in San Jose.
Income Affordability
31%
MODERATE

At $3,382/mo, rent takes ~31% of ZIP 95110's median household income ($131,491/yr). The standard benchmark is 30%.

ZIP 95110 31%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 95110 (San Jose, CA)

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