ZIP Code · CA

ZIP 95125

Part of San Jose, CA
Pop. 54,419·Santa Clara County·118th most expensive ZIP in California
Median rent (all units)
$3,914/mo
Year-over-Year
+9.3%
Month-over-Month
+1.5%
vs US Median
+$1,982
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95125 · $3,914
More expensive than 97% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,380
1 BR
$2,710
2 BR
$3,160
3 BR
$4,180
4 BR+
$4,550
Research median
$3,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 95125 usually run 1.7% below trend in February and 1.8% above it in July, about $137 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 95125 is at its highest level since Zillow's records here began in December 2016.

Past year vs. the rest of California

Rent in ZIP 95125 changed +9.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95125 rose 16.5% while median household income rose 35.3% ($118,788 to $160,738). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95125 is 30.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 8 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($160,738) is $4,018 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,160); a 3-bedroom is $4,180.

Rank in San Jose

17th cheapest of 25 ZIP codes in San Jose.

Cheaper nearby

ZIP 95126, 3 miles away, rents for 14% less ($3,372/mo), about $6,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95125. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$46,968/yr
At $3,914/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.3% YoY, +1.5% MoM), not inventory.
Demographics

Who lives here

ZIP 95125 (San Jose, CA) is majority owner-occupied, has a median income above the national average, 56.6% of residents hold a bachelor's degree or higher.

Population
54,419
Median income
$160,738
Median age
41
Renters
38.9%
Age distribution
21.1%
19.8%
28.6%
12.8%
17.8%
Under 1821.1%
18–3419.8%
35–5428.6%
55–6412.8%
65+17.8%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
49.4%
29%
17.3%
White49.4%
Black2.7%
Hispanic29%
Asian17.3%
Other1.6%
Education (25+)
13.3%
21.5%
56.6%
No HS diploma8.6%
HS diploma13.3%
Some college21.5%
Bachelor's+56.6%
Housing tenure
61.1%
38.9%
Owner61.1%
Renter38.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95125 in San Jose, CA has changed in 5 years

Rent
$2,935 → $3,914
up 33.4%
Income
$128,452 → $160,738
up 25.1%
Population
53,478 → 54,419
up 1.8%
Renter share
39.4% → 38.9%
-0.5 pts
Bachelor's+
55.9% → 56.6%
+0.7 pts
Median age
41.8 → 41
-0.8 yrs

Rent in ZIP 95125 in San Jose, CA has climbed 33.4% since 2021, going from about $2,935 per month to roughly $3,914 today. Median household income grew from $128,452 to $160,738 between 2021 and 2024, a 25.1% shift. Rent outpaced income growth by roughly 8.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 53,478 to 54,419 between 2021 and 2024, a 1.8% change. Taken together, the five-year picture in ZIP 95125 in San Jose, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 95125

Last updated: October 17, 2026

ZIP code 95125 covers San Jose, CA. The median rent here is $3,914/mo as of October 2026. A 1-bedroom rents for a median of $2,710/mo. A 2-bedroom rents for a median of $3,160/mo.

At 29% of local median household income ($160,738/yr), ZIP 95125 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95125?

To keep rent at or below 30% of gross income, you would need to earn at least $157,000/year (about $75/hour full-time) to afford the median rent of $3,914/mo in ZIP 95125. The local median household income is $160,738/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95125?

Rent in ZIP 95125 has risen 9.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2016.

When is the cheapest time to rent in ZIP 95125?

Asking rents in ZIP 95125 are usually lowest in February, about 1.7% below their yearly trend, and highest in July, about 1.8% above it. At today's median that is a gap of roughly $137 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 95125?

No. From 2019 to 2024, rent in ZIP 95125 rose 16.5% while median household income rose 35.3%, from $118,788 to $160,738. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95125 compare to other ZIPs in California?

ZIP 95125 is one of the pricier among California ZIP codes for rent, ranking #118 of 898 at $3,914/mo. Over the year to September 2026, rent in ZIP 95125 changed +9.3%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95125 compare to the rest of San Jose?

At $3,914/mo, ZIP 95125 is $332 above the San Jose citywide median of $3,582/mo. It is the 17th cheapest of 25 ZIP codes in San Jose.
Income Affordability
29%
AFFORDABLE

At $3,914/mo, rent takes ~29% of ZIP 95125's median household income ($160,738/yr). The standard benchmark is 30%.

ZIP 95125 29%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 95125 (San Jose, CA)

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