ZIP 95128
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12-month history
Last updated: October 17, 2026
What the numbers show
March. Asking rents in ZIP 95128 usually run 0.8% below trend in March and 0.7% above it in September, about $53 a month apart at today's median. Based on 10 years of data.
Rent in ZIP 95128 is at its highest level since Zillow's records here began in September 2016.
Rent in ZIP 95128 changed +6.5% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95128 rose 10.4% while median household income rose 40.3% ($93,455 to $131,152). Income kept ahead of rent.
Rent in ZIP 95128 is 21.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 6 months in a row, and rose in 10 of the last 12 months.
30% of the median household income ($131,152) is $3,279 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,940); a 2-bedroom is $3,430.
11th cheapest of 25 ZIP codes in San Jose.
ZIP 95117, 1 mile away, rents for 15% less ($3,012/mo), about $6,300 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 95128. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95128 (San Jose, CA) is majority renter-occupied, has a median income above the national average, 52.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95128 in San Jose, CA has changed in 5 years
Five years ago, renters in ZIP 95128 in San Jose, CA paid around $2,728 a month. That figure now sits near $3,539, up 29.7% from the 2021 baseline. Median household income climbed from $105,563 to $131,152 between 2021 and 2024, a 24.2% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 95128 in San Jose, CA losing about 2,202 residents over the five-year window, down 6.2% on net. The renter share has eased from 57.1% to 55.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 48% to 52.2% across the same window. Taken together, the five-year picture in ZIP 95128 in San Jose, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Tips for renters in ZIP 95128
Last updated: October 17, 2026
ZIP code 95128 covers San Jose, CA. The median rent here is $3,539/mo as of October 2026. A 1-bedroom rents for a median of $2,940/mo. A 2-bedroom rents for a median of $3,430/mo.
At 32% of local median household income ($131,152/yr), ZIP 95128 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.5% over the past year.
Frequently asked questions
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How does ZIP 95128 compare to the rest of San Jose?
At $3,539/mo, rent takes ~32% of ZIP 95128's median household income ($131,152/yr). The standard benchmark is 30%.
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